Belmont, MA Tier 1

Tier 1 · top schools · 7 miles from downtown Boston, about 33 minutes door-to-door at peak · 64% of households own their home.

Belmont, Massachusetts
Belmont · photo via Wikipedia
4BR house
$1.9M
$1.25M townhouse · $925k condo
Dearer than 95% of MA towns
Property tax
$21,900/yr
$11.51 per $1,000 on that house
Higher than 95% of MA towns
To downtown Boston
33 min
Commuter rail · ~21 min to terminal
Closer than 92% of MA towns
Schools
93rd pct
growth 52nd · 97% graduate
Ahead of 93% of MA districts

marks the Massachusetts median of $750k for a 4BR, $9,100 in tax and 62 min to Boston. Prices and the tax bill are estimates, not appraisals.

About Belmont

Belmont is a top-tier school district west of Boston, about 7 miles from downtown Boston as the crow flies and 33 minutes door-to-door at peak, and one of the priciest markets in the state: roughly $1.9M for a 4BR house and $925k for a 2BR condo. The residential rate is $11.51 per $1,000, about average for Massachusetts, but on a $1.9M house that is still about $21,900 a year. Commuter rail runs downtown in about 21 minutes, against a 34-minute peak drive. The district sits in the 93rd percentile statewide on MCAS, and Niche ranks it 6th of 236. Butler-built two-families and hillside singles minutes from Cambridge.

The good, the bad, the ugly

Editorial
Good

Butler-built houses minutes from Cambridge, with a top-tier district and no through-traffic.

Bad

Overrides and budget fights are a way of life — the schools run tight.

Ugly

The Alewife Brook flooding and McLean development fights have run for decades.

Schools and child caretop schools · 93rd MCAS · 6 schools

Public elementary & middle schools

6 public schools in Belmont — 4 elementary and 2 middle
ElementaryPK–3 · 388 students
ElementaryK–3 · 280 students
ElementaryK–3 · 258 students
ElementaryK–3 · 254 students
Elementary / middle4–6 · 1,028 students
Middle7–8 · 727 students

These are assigned by address, not chosen. A regional district’s schools appear on every member town’s page. Charters are public but allocated by lottery, and are listed separately below.

DESE 2025–26 enrolment report

Before kindergarten

Licensed programs 27 center-based · 10 family child care37
Licensed places, all ages The ceiling these programs may operate to2,204
Places in centers Commercial premises, licensed room by room2,118
Places in family child care A provider’s own home, mixed ages together86
Infant & toddler places in centers Age bands ending under three; family programs are not broken down201
Preschool places in centers Roughly 33 months to kindergarten598

Licensed capacity is not availability. These are places programs may operate, not vacancies. The age split covers centers only — family programs report no breakdown, so 201 is a floor on infant care here, not a count of it.

MA Dept. of Early Education and Care, pulled 2026-08-02 · search current openings

Public School Rankings

Publisher rankingResult
Niche 2026 · Best School Districts#6 of 236 MA districts · A+
SchoolDigger 2025 · City/locality test-score rank#2 of 361 MA localities
U.S. News 2025-26 · Assigned high school#9 of 366 MA · Belmont High School
Boston Magazine 2025 · Greater Boston high school#51 of 135 · Belmont High School
Official Massachusetts data (DESE)Result
MCAS achievement93rd percentile statewide
Student growth (SGP)52nd percentile
4-year graduation rate96.7%
DESE accountabilityMeeting or exceeding targets

Each publisher ranks a different thing. A district, a locality, or one high school, each by its own method — shown separately, never blended.

MCAS percentile is the district’s statewide rank on % Meeting/Exceeding expectations, ELA + Math.

Latest school building project: The new Belmont Middle and High School campus was completed in phases, with the high school opening in 2021 and the full campus completed in 2023; town-approved project budget was about $256 million. MSBA project list.

Available Private School Options

18 private schools in Belmont and within 12 miles
Belmont HillNiche #14 · A+
In BelmontNEASC accredited7–12 · Middle / high · 470 students · 7.9:1 student-teacher · ~$36k–$50k/yr (est.)
In BelmontAISNE accreditedPK–8 · Elementary / middle · 335 students · 7.7:1 student-teacher · ~$32k–$45k/yr (est.)
Adjacent town · Arlington9–12 · High school · 447 students · ~$18k–$28k/yr (est.)
Adjacent town · ArlingtonPK–8 · Elementary / middle · 370 students · ~$8k–$15k/yr (est.)
Adjacent town · WatertownPK–12 + SP · Specialized / placement · 190 students · 1.4:1 student-teacher · ~$38k–$50k/yr (est.) · placement/specialized
Lesley EllisNiche A-
Adjacent town · ArlingtonAISNE accreditedPK–8 · Elementary / middle · 167 students · 7.1:1 student-teacher · ~$32k–$45k/yr (est.)
Adjacent town · WatertownAISNE accreditedPK–5 · Elementary · 149 students · ~$8k–$15k/yr (est.)
AtriumNiche A+
Adjacent town · WatertownAISNE accreditedPK–8 · Elementary / middle · 115 students · 5.1:1 student-teacher · ~$32k–$45k/yr (est.)
Adjacent town · ArlingtonPK · Early childhood · 61 students · ~$32k–$45k/yr (est.)
Adjacent town · Watertown7–12 · Middle / high · 40 students · ~$38k–$50k/yr (est.)
Adjacent town · WatertownAISNE accreditedK–8 · Jewish day school · ~$36k/yr
Adjacent town · WalthamAISNE accredited7–12 · Middle / high · 189 students · 5.1:1 student-teacher · ~$40k–$52k/yr (est.) · ~$70k/yr boarding
Adjacent town · WalthamPK–8 · Elementary / middle · 396 students · ~$8k–$15k/yr (est.)
Adjacent town · WalthamAISNE accredited9–12 · High school · 336 students · 6.1:1 student-teacher · ~$22k–$36k/yr (est.)
Adjacent town · Waltham4–12 + SP · Specialized / placement · 84 students · 4.2:1 student-teacher · placement/specialized
Adjacent town · WalthamPK–8 · Elementary / middle · files no enrolment with the state
Adjacent town · CambridgeAISNE accreditedPK–8 · Elementary / middle · files no enrolment with the state
Adjacent town · WinchesterPK–5 · Elementary · files no enrolment with the state

Tuition is an estimated range by school type, not school-published pricing — a parochial school and an independent day school are priced very differently. Private schools sit no MCAS, so no figure here is a state measure.

How to read this list

Schools within 12 miles of Belmont, from the MA DESE 2025–26 non-public enrollment report plus the Niche ranking of Massachusetts private high schools. Tuition shown as an estimated range by school type, grades and region — not school-published pricing. A parochial school and an independent day school are priced very differently, so treat these as a starting point and confirm with the school. Niche ranks private high schools only, so an elementary school never carries a number; where one shows a letter instead, that is Niche’s own overall grade, which reaches schools no ranked list does. Neither is a state measure — private schools sit no MCAS and report no results to Massachusetts. That Niche extract is also partial, so a school showing neither was not judged and found wanting; it may simply not have been in it. Student numbers are the figure schools do report, from the same DESE return. Where a student-teacher ratio is shown it is students over full-time-equivalent teachers in the federal Private School Universe Survey, 2021–22, the most recent published — a rough guide to class size, not a class size, and not a ranking either. It is shown only where that survey and the state agree on how many pupils the school has, which is why many schools here have none. Accreditation comes from the AISNE member directory, which records whether a school holds AISNE or NEASC accreditation — the two split the work by age rather than compete, AISNE taking the elementary and middle schools and NEASC the secondary ones. It means an outside body has reviewed the school against published standards on a ten-year cycle. It is not a measure of results, and its absence is not a mark against a school: plenty are not members at all. That directory is also where the schools marked files no enrolment with the state come from. They are real schools that simply make no return to Massachusetts, so the state holds no size for them and this page can show none — and for those, the grade range is read off AISNE’s age bands rather than taken from the school, so treat it as approximate and confirm with the school.

The vibe of Belmont

Compact suburbs & town centersRail-servedhigh confidence

Moderate energy, town-centered/mixed, and extensively provided with recreation programs, playgrounds and athletic fields; high-cost in housing, upscale in commercial districts, and extensively maintained in public realm, with visible cultural identity, some visitor activity, and strong gathering-place network.

Energy6
Compact town center7
Family amenities8
Culture7
Visitor presence4
Public gathering places8

Six 1–10 scales for the intensity of each quality, not a score of how good the place is. Higher just means more of that thing. Family amenities counts public recreation infrastructure, not who lives here; these never use race, ethnicity or other protected characteristics, and never measure safety. See the methodology.

What it takes to live here$1.9M 4BR · ≈$21,900 tax
To buyMedian price (est.)
4BR / 2BA detached house$1.9M
3BR / 2BA townhouse$1.25M
2BR condo$925k
Property taxes (FY2026)$11.51 per $1,000 (1.15%)

These are modeled estimates, not listings. Each row opens the real Redfin market in ZIP 02478, and the two will not match.

To rentPer month (est.)
4 bedrooms$4,030/mo
3 bedrooms$3,647/mo
2 bedrooms$3,043/mo
1 bedroom$2,560/mo

These are benchmark rents, not asking rents. HUD sets them at the 40th percentile of standard-quality units, so a nice single-family will ask more — which is why the links are not capped at the figure beside them.

HUD FY2026 Small Area Fair Market Rents for Belmont’s ZIP codes

Home values over the last decade

Belmont home values, 2016–2026Zillow Home Value Index for Belmont, 2016 to 2026: $908k to $1.50M, up 65 per cent.$837k$1.20M$1.57M20162026
Belmont, 2016 to 2026: $908k to $1.50M, up 65% in 10 years — 5.2% a year compounded.
If a $1.90M house grew at…5 yrs10 yrs15 yrs30 yrs
5.2% — Belmont’s own last decade$2.45M$3.15M$4.06M$8.69M
3% — inflation, holding its real value$2.20M$2.55M$2.96M$4.61M

These are not forecasts. They are what $1.90M becomes at a fixed rate, shown for two rates because nobody can tell you which one the next thirty years will bring. The last decade included a period of unusually fast growth across Massachusetts; repeating it for thirty years would be a strong assumption. The inflation row is the conservative case — a house that holds its value and earns nothing beyond it. History from the Zillow Home Value Index, a whole-town index that sits at a different level from the 4BR estimate above and is used here for the trend.

What’s around Belmont

urban5,874 people per square mile across 4.6 sq mi city density — 5,000+ people per square mile

What’s hereCount
Cafés and coffee shops
See the list
15
Bookshops
See the list
1
Museums, theatres and galleries
See the list
1
Colleges and universities0
Public libraryBelmont Public Library

Density is Census population over land area. Café, bookshop and culture counts are what is mapped in OpenStreetMap — a volunteer map, so a well-mapped town looks busier than a thinly-mapped one. Read a low count as “little mapped here”, not “nothing here”. Colleges are active degree-granting institutions in the federal IPEDS directory; enrolment and campus housing capacity are its 2023 figures. The public library comes from the Massachusetts Board of Library Commissioners, which lists library systems rather than every branch. These figures describe places, never the people in them — see our methodology.

Census snapshot
ACS 2019–2023 (via MAPC DataCommon)Share
Homeowner households64%
White (non-Hispanic)68%
Asian (non-Hispanic)20%
Latino / Hispanic4.7%
African American (non-Hispanic)1.7%
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.

Town spending & civic data

BelmontFigure
Residents27,295
Municipal budgetFY2025, DLS Schedule A$153.8M
School district spending$95.4M
Spending per pupil DESE, total expenditures$20,852
School spending per resident$3,495
Affordable housing units (Ch. 40B inventory)1,198

Budget: FY2025 General Fund total expenditures, DLS Schedule A · Schools: DESE Per Pupil Expenditure · Affordable units: state Subsidized Housing Inventory. Never used to rank or filter towns.

Realistic alternatives to Belmont

NewtonTier 1
Also Tier 1, lower tax at $9.69 per $1,000
WinchesterTier 1
Also Tier 1, $1.85M for a 4BR and 31 min to Boston
NeedhamTier 1
Also Tier 1, $1.85M for a 4BR and 38 min to Boston
LexingtonTier 1
Also Tier 1, $2.05M for a 4BR and 38 min to Boston
BrooklineTier 1
Also Tier 1, 9 min closer to Boston
WellesleyTier 1
Also Tier 1, about $350k more expensive

Surprisingly similar in character

MarlboroughTier 4
Both social and well-equipped for recreation · $1.23M cheaper, 27 min further out
MelroseTier 3
Both well-equipped for recreation and social · $950k cheaper, Tier 3 schools
GardnerTier 4
Both well-equipped for recreation and social · $1.5M cheaper, 55 min further out
WoburnTier 3
Both social and well-equipped for recreation · $1.07M cheaper, Tier 3 schools

Read next

Test scores tell you who moved in. Growth tells you what the school did.
Scores in the 93rd percentile but moves children in the 52nd — the intake flatters this district.
7 min read
The state already grades every district. It costs $950,000 to buy into the top of it.
The state's own determination for this district is "meeting or exceeding targets" — one of only 25 towns on its top rung, and none of them is cheap.
7 min read
What a top school district actually adds to a house price
Tier 1 schools at $1.9M for a 4BR, 33 minutes out — how much of that price is the district and how much is the distance.
7 min read
Private school vs. buying into a top school district: the real math
Tier 1 schools at $1.9M — the premium to buy in, set against the present value of the tuition you would pay instead.
9 min read
Data statusreviewed August 14, 2026
FigureStatus
Home pricesCalibrated to the Zillow Home Value Index and Redfin market pages. For comparison, not appraisal.Estimate
Property tax rateFY2026 residential rate per $1,000, from municipal assessor and treasurer pages.Sourced
RentsHUD FY2026 Small Area Fair Market Rents, by ZIP.Sourced
School dataDESE published state reports. Publisher ranks carry their own edition and denominator. The school tier is editorial.Sourced
CommuteRail times for the 75 towns we could verify against the MBTA's published timetable are real scheduled journeys, transfers included. Where a town has rail but no verified journey, its rail time is modeled too, and the town page says so. Driving is modeled from distance with corridor adjustments, and station access is a flat allowance. Not measured by a routing API.Measured + modeled

This town’s prices and tax rate are sourced as described in our methodology. Data last reviewed . Full detail on every source is in the methodology.

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