Quincy, Massachusetts Tier 3
Tier 3 · solid schools · about 28 minutes door-to-door to downtown Boston at peak · 45% of households own their home.
$875k
4BR / 2BA house (est.)
$700k
3BR townhouse (est.)
$520k
2BR condo (est.)
$11.78
Tax per $1,000 (FY2026)
37 min
Peak drive to Boston (modeled)
🚇 20 min
Rapid transit (T) · ~20 min to downtown
45%
Homeowners (ACS 2019–23)
What it takes to live here
| Scenario (20% down) | Monthly all-in | Income needed |
|---|---|---|
| 4BR / 2BA detached house | $5,458/mo | $234k/yr |
| 3BR / 2BA townhouse | $4,402/mo | $189k/yr |
| 2BR condo | $3,315/mo | $142k/yr |
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at Quincy’s actual FY2026 rate ($11.78/$1,000 = 1.18% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.
Community snapshot
| ACS 2019–2023 (via MAPC DataCommon) | Share |
|---|---|
| Homeowner households | 45% |
| White (non-Hispanic) | 54% |
| Asian (non-Hispanic) | 29% |
| Latino / Hispanic | 5.8% |
| African American (non-Hispanic) | 6.1% |
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.
