Winthrop, Massachusetts Tier 3
Tier 3 · solid schools · about 34 minutes door-to-door to downtown Boston at peak · 56% of households own their home.
$850k
4BR / 2BA house (est.)
$650k
3BR townhouse (est.)
$480k
2BR condo (est.)
$11.14
Tax per $1,000 (FY2026)
34 min
Peak drive to Boston (modeled)
—
No MBTA rail
56%
Homeowners (ACS 2019–23)
What it takes to live here
| Scenario (20% down) | Monthly all-in | Income needed |
|---|---|---|
| 4BR / 2BA detached house | $5,262/mo | $226k/yr |
| 3BR / 2BA townhouse | $4,065/mo | $174k/yr |
| 2BR condo | $3,048/mo | $131k/yr |
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at Winthrop’s actual FY2026 rate ($11.14/$1,000 = 1.11% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.
Community snapshot
| ACS 2019–2023 (via MAPC DataCommon) | Share |
|---|---|
| Homeowner households | 56% |
| White (non-Hispanic) | 71% |
| Asian (non-Hispanic) | 1.7% |
| Latino / Hispanic | 20% |
| African American (non-Hispanic) | 3.1% |
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.
