Holyoke, MA Tier 4

Tier 4 · mixed schools · 82 miles from downtown Boston, about 120 minutes door-to-door at peak · 42% of households own their home.

Holyoke, Massachusetts
Holyoke · photo via Wikipedia
4BR house
$340k
$270k townhouse · $200k condo
Cheaper than 99% of MA towns
Property tax
$5,900/yr
$17.43 per $1,000 on that house
Lower than 87% of MA towns
To downtown Boston
120 min
No MBTA rail
Further than 94% of MA towns
Schools
1st pct
growth 44th · 81% graduate
Behind 99% of MA districts

marks the Massachusetts median of $750k for a 4BR, $9,100 in tax and 62 min to Boston. Prices and the tax bill are estimates, not appraisals.

About Holyoke

Holyoke is a fourth-tier school district in the Pioneer Valley, about 82 miles from downtown Boston as the crow flies and 120 minutes door-to-door at peak, and one of the more affordable markets we cover: roughly $340k for a 4BR house and $200k for a 2BR condo. The residential rate is $17.43 per $1,000, high for Massachusetts, which on a $340k house works out to about $5,900 a year. There is no MBTA rail here, so the commute is by car. The district sits in the 1st percentile statewide on MCAS. The birthplace of volleyball, with grand paper-era architecture.

The good, the bad, the ugly

Editorial
Good

Grand paper-era architecture, canals, and the cheapest housing in our set.

Bad

The district has been in state receivership for a decade.

Ugly

The canal-district mills are half-empty and the tax rate is $17.43.

Schools and child caremixed schools · 1st MCAS · 8 schools

Public elementary & middle schools

8 public schools in Holyoke — 6 elementary and 2 middle
ElementaryPK–5 · 482 students
ElementaryPK–5 · 452 students
ElementaryPK–5 · 392 students
ElementaryPK–5 · 333 students
ElementaryPK–5 · 282 students
ElementaryPK–5 · 263 students
Middle6–8 · 501 students
Middle6–8 · 429 students

These are assigned by address, not chosen. A regional district’s schools appear on every member town’s page. Charters are public but allocated by lottery, and are listed separately below.

DESE 2025–26 enrolment report

Before kindergarten

Licensed programs 18 center-based · 43 family child care61
Licensed places, all ages The ceiling these programs may operate to1,534
Places in centers Commercial premises, licensed room by room1,184
Places in family child care A provider’s own home, mixed ages together350
Infant & toddler places in centers Age bands ending under three; family programs are not broken down114
Preschool places in centers Roughly 33 months to kindergarten539
Head Start programs Federally funded, income-eligible2

Licensed capacity is not availability. These are places programs may operate, not vacancies. The age split covers centers only — family programs report no breakdown, so 114 is a floor on infant care here, not a count of it.

MA Dept. of Early Education and Care, pulled 2026-08-02 · search current openings

Public School Rankings

Publisher rankingResult
SchoolDigger 2025 · City/locality test-score rank#359 of 361 MA localities
Official Massachusetts data (DESE)Result
MCAS achievement1st percentile statewide
Student growth (SGP)44th percentile
4-year graduation rate80.8%
DESE accountabilityIn need of focused/targeted support

Each publisher ranks a different thing. A district, a locality, or one high school, each by its own method — shown separately, never blended.

MCAS percentile is the district’s statewide rank on % Meeting/Exceeding expectations, ELA + Math.

Latest school building project: A replacement Peck Middle School is an active project with a total project budget of about $85.5 million. MSBA project list.

Charter School Options

4 charter schools near Holyoke
In HolyokeTuition-free · lotteryK–8 · Charter (public, tuition-free) · growth 52nd pct · Substantial progress toward targets · $21k/pupil
Adjacent town · EasthamptonTuition-free · lotteryK–8 · Charter (public, tuition-free) · growth 50th pct · In need of focused/targeted support · $17k/pupil
Adjacent town · ChicopeeTuition-free · lottery6–12 · Charter (public, tuition-free) · growth 48th pct · 94% graduate · Moderate progress toward targets
Adjacent town · South HadleyTuition-free · lottery7–12 · Charter (public, tuition-free) · growth 36th pct · 94.2% graduate · Moderate progress toward targets · $18k/pupil

Admission is by lottery, not address — a seat is never guaranteed. Some charters here are alternative or recovery high schools enrolling students already off-track, so their MCAS and graduation figures are not comparable with a traditional school’s.

Public and tuition-free; results from DESE

Available Private School Options

14 private schools in Holyoke and within 12 miles
In HolyokeK–12 + SP · Specialized / placement · 100 students · 3.8:1 student-teacher · placement/specialized
In Holyoke1–12 · PK/K–12 · 51 students · ~$28k–$44k/yr (est.)
In Holyoke9–12 · High school · 12 students · ~$28k–$44k/yr (est.)
Adjacent town · EasthamptonNEASC accredited7–13 · Middle / high · 501 students · 8.4:1 student-teacher · ~$40k–$52k/yr (est.) · ~$70k/yr boarding
Adjacent town · EasthamptonK–12 · PK/K–12 · files no enrolment with the state
Adjacent town · Chicopee9–12 · High school · 451 students · ~$18k–$28k/yr (est.)
Adjacent town · ChicopeePK–8 · Elementary / middle · 262 students · ~$8k–$15k/yr (est.)
Adjacent town · ChicopeePK–8 · Elementary / middle · 195 students · 9.2:1 student-teacher · ~$8k–$15k/yr (est.)
Adjacent town · Chicopee3–12 · Specialized / placement · 90 students · 3.6:1 student-teacher · placement/specialized
Adjacent town · Chicopee1–12 + SP · Specialized / placement · 55 students · placement/specialized
Adjacent town · West SpringfieldPK–8 · Elementary / middle · 194 students · 10.1:1 student-teacher · ~$8k–$15k/yr (est.)
Adjacent town · West SpringfieldPK–12 + SP · Specialized / placement · 97 students · placement/specialized
Adjacent town · Granby6–12 · Middle / high · 213 students · 5.9:1 student-teacher · ~$40k–$52k/yr (est.) · ~$70k/yr boarding
Adjacent town · GranbyK · Early childhood · 14 students · ~$16k–$32k/yr (est.)

Tuition is an estimated range by school type, not school-published pricing — a parochial school and an independent day school are priced very differently. Private schools sit no MCAS, so no figure here is a state measure.

How to read this list

Schools within 12 miles of Holyoke, from the MA DESE 2025–26 non-public enrollment report plus the Niche ranking of Massachusetts private high schools. Tuition shown as an estimated range by school type, grades and region — not school-published pricing. A parochial school and an independent day school are priced very differently, so treat these as a starting point and confirm with the school. Niche ranks private high schools only, so an elementary school never carries a number; where one shows a letter instead, that is Niche’s own overall grade, which reaches schools no ranked list does. Neither is a state measure — private schools sit no MCAS and report no results to Massachusetts. That Niche extract is also partial, so a school showing neither was not judged and found wanting; it may simply not have been in it. Student numbers are the figure schools do report, from the same DESE return. Where a student-teacher ratio is shown it is students over full-time-equivalent teachers in the federal Private School Universe Survey, 2021–22, the most recent published — a rough guide to class size, not a class size, and not a ranking either. It is shown only where that survey and the state agree on how many pupils the school has, which is why many schools here have none. Accreditation comes from the AISNE member directory, which records whether a school holds AISNE or NEASC accreditation — the two split the work by age rather than compete, AISNE taking the elementary and middle schools and NEASC the secondary ones. It means an outside body has reviewed the school against published standards on a ten-year cycle. It is not a measure of results, and its absence is not a mark against a school: plenty are not members at all. That directory is also where the schools marked files no enrolment with the state come from. They are real schools that simply make no return to Massachusetts, so the state holds no size for them and this page can show none — and for those, the grade range is read off AISNE’s age bands rather than taken from the school, so treat it as approximate and confirm with the school.

The vibe of Holyoke

Urban coresCollege presenceCompact centreStrong culturehigh confidence

Active, town-centered/mixed, and well provided with recreation programs, playgrounds and athletic fields; lower-cost and older in housing stock, with visible cultural identity, some visitor activity, and strong gathering-place network.

Energy7
Compact town center8
Family amenities8
Culture8
Visitor presence5
Public gathering places8

Six 1–10 scales for the intensity of each quality, not a score of how good the place is. Higher just means more of that thing. Family amenities counts public recreation infrastructure, not who lives here; these never use race, ethnicity or other protected characteristics, and never measure safety. See the methodology.

What it takes to live here$340k 4BR · ≈$5,900 tax
To buyMedian price (est.)
4BR / 2BA detached house$340k
3BR / 2BA townhouse$270k
2BR condo$200k
Property taxes (FY2026)$17.43 per $1,000 (1.74%)

These are modeled estimates, not listings. Each row opens the real Redfin market in ZIP 01040, and the two will not match.

To rentPer month (est.)
4 bedrooms$2,367/mo
3 bedrooms$2,190/mo
2 bedrooms$1,773/mo
1 bedroom$1,407/mo

These are benchmark rents, not asking rents. HUD sets them at the 40th percentile of standard-quality units, so a nice single-family will ask more — which is why the links are not capped at the figure beside them.

HUD FY2026 Small Area Fair Market Rents for Holyoke’s ZIP codes

Home values over the last decade

Holyoke home values, 2016–2026Zillow Home Value Index for Holyoke, 2016 to 2026: $185k to $338k, up 83 per cent.$167k$261k$356k20162026
Holyoke, 2016 to 2026: $185k to $338k, up 83% in 10 years — 6.2% a year compounded.
If a $340k house grew at…5 yrs10 yrs15 yrs30 yrs
6.2% — Holyoke’s own last decade$459k$620k$838k$2.07M
3% — inflation, holding its real value$394k$457k$530k$825k

These are not forecasts. They are what $340k becomes at a fixed rate, shown for two rates because nobody can tell you which one the next thirty years will bring. The last decade included a period of unusually fast growth across Massachusetts; repeating it for thirty years would be a strong assumption. The inflation row is the conservative case — a house that holds its value and earns nothing beyond it. History from the Zillow Home Value Index, a whole-town index that sits at a different level from the 4BR estimate above and is used here for the trend.

What’s around Holyoke

suburban1,806 people per square mile across 21.2 sq mi suburban — 500–2,000 per square mile

What’s hereCount
Cafés and coffee shops
See the list
1
Bookshops
See the list
1
Museums, theatres and galleries
See the list
3
Colleges and universities
See the list
1
Public libraryHolyoke Public Library

3,706 students — 10% of Holyoke’s population. None of them live on campus — every one commutes in. Enrolment is counted at the campus, so students who commute from elsewhere are included here.

Density is Census population over land area. Café, bookshop and culture counts are what is mapped in OpenStreetMap — a volunteer map, so a well-mapped town looks busier than a thinly-mapped one. Read a low count as “little mapped here”, not “nothing here”. Colleges are active degree-granting institutions in the federal IPEDS directory; enrolment and campus housing capacity are its 2023 figures. The public library comes from the Massachusetts Board of Library Commissioners, which lists library systems rather than every branch. These figures describe places, never the people in them — see our methodology.

Census snapshot
ACS 2019–2023 (via MAPC DataCommon)Share
Homeowner households42%
White (non-Hispanic)44%
Asian (non-Hispanic)0.6%
Latino / Hispanic52%
African American (non-Hispanic)2.5%
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.

Town spending & civic data

HolyokeFigure
Residents38,238
School district spending$152.9M
Spending per pupil DESE, total expenditures$24,807
School spending per resident$3,999
Affordable housing units (Ch. 40B inventory)1,678

Schools: DESE Per Pupil Expenditure · Affordable units: state Subsidized Housing Inventory. Never used to rank or filter towns.

Realistic alternatives to Holyoke

GreenfieldTier 4
Also Tier 4, about $60k more expensive
SpringfieldTier 4
Also Tier 4, lower tax at $15.46 per $1,000
ChicopeeTier 4
Also Tier 4, about $80k more expensive
West SpringfieldTier 4
Also Tier 4, about $60k more expensive
EasthamptonTier 3
Tier 3, about $110k more expensive
WestfieldTier 3
Tier 3, about $100k more expensive

Surprisingly similar in character

WatertownTier 3
Both compact and well-equipped for recreation · $610k dearer, 89 min closer in
MelroseTier 3
Both compact and well-equipped for recreation · $610k dearer, 92 min closer in
WellesleyTier 1
Both social and compact · $1.91M dearer, 81 min closer in
DedhamTier 3
Both compact and well-equipped for recreation · $510k dearer, 84 min closer in

Read next

Test scores tell you who moved in. Growth tells you what the school did.
Scores in the 1st percentile but moves children in the 44th — this district does more than its test scores suggest.
7 min read
A low property tax rate does not mean a low tax bill
97th percentile on the tax rate at $17.43 per $1,000, but only 12th on the bill — about $5,900. The rate is not the thing to compare.
6 min read
The district spending the most per pupil is not the best one
Spends $24,807 per pupil — 80th percentile for money, 1st for results. The two barely track each other statewide.
7 min read
The state already grades every district. It costs $950,000 to buy into the top of it.
The state has this district as "in need of focused/targeted support", which is the rung at which it steps in.
7 min read
Data statusreviewed August 14, 2026
FigureStatus
Home pricesCalibrated to the Zillow Home Value Index and Redfin market pages. For comparison, not appraisal.Estimate
Property tax rateFY2026 residential rate per $1,000, from municipal assessor and treasurer pages.Sourced
RentsHUD FY2026 Small Area Fair Market Rents, by ZIP.Sourced
School dataDESE published state reports. Publisher ranks carry their own edition and denominator. The school tier is editorial.Sourced
CommuteRail times for the 75 towns we could verify against the MBTA's published timetable are real scheduled journeys, transfers included. Where a town has rail but no verified journey, its rail time is modeled too, and the town page says so. Driving is modeled from distance with corridor adjustments, and station access is a flat allowance. Not measured by a routing API.Measured + modeled

This town’s prices and tax rate are sourced as described in our methodology. Data last reviewed . Full detail on every source is in the methodology.

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