Chicopee vs Holyoke

4BR house$80k apart
Chicopee$420k
Holyoke$340k
Both among the cheapest third of Massachusetts towns
Tax billOn each town’s own median 4BR$500/yr apart
Chicopee$6,400
Holyoke$5,900
Both among the lowest third of Massachusetts towns
To BostonLevel
Chicopee116 min
Holyoke120 min
Both among the furthest third of Massachusetts towns
SchoolsMCAS percentile, statewide17 percentile points apart
Chicopee18th pct
Holyoke1st pct
Both among the bottom third of Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

You are paying about $80k more for a 4BR in Chicopee, and in exchange you get the stronger schools. That is the trade in plain terms: $80k for 17 MCAS percentile points inside the same tier.

Chicopee

Choose Chicopee if you want the stronger schools of the two, or the commute matters most.

All Chicopee numbers →
Holyoke

Choose Holyoke if you want the lower price.

All Holyoke numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsChicopee ahead on 3 of 9, 1 against
ChicopeeHolyoke
School tiermixed schoolsT4mixed schoolsT4
MCAS achievementState percentile, all grades18th1st
Student growthHow far the district moves children, not who enrolled47th44th
Graduation rate88.1%80.8%
SchoolDigger rank312th of 361359th of 361
State accountabilityDESE’s own summaryModerate progress toward targetsIn need of focused/targeted support
Spending per pupilHigher is not better — it tracks need, not results$22,444$24,807
Schools in the districtElementary and middle buildings the rating averages128
Private schools within 12 miAccredited, the fallback if the district does not fit56
What a home costsHolyoke ahead on 4 of 8, 1 against
ChicopeeHolyoke
4BR house$420kT1$340kT1
3BR townhouse$325k$270k
2BR condo$240k$200k
3BR homeZillow’s observed median, houses and condos together — measured, not modeled like the rows above$337k$342k
5+ BR homeZillow’s top bedroom bucket — five OR MORE, so it carries the largest houses in the town. Measured, not modeled like the rows above$407k$490k
3BR rent$2,500/mo$2,323/mo
Income needed for the 4BRHousehold income at our standard assumptions$121k$102k
10-year price growthCompound, 2016–20266.4% a year6.2% a year
What you pay the townChicopee ahead on 1 of 2
ChicopeeHolyoke
Tax ratePer $1,000 of value — not what you pay$15.24T4$17.43T4
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$6,400≈$5,900
Getting to workLevel across all 3
ChicopeeHolyoke
Commute to BostonDoor to door at peak116 minT4120 minT4
MBTA railNo MBTA railNo MBTA rail
Miles from downtown78 mi82 mi
Before kindergartenChicopee ahead on 2 of 4
ChicopeeHolyoke
Licensed child care programsBefore kindergarten9061
Child care placesLicensed capacity, not vacancies2,1851,534
Centers vs family programsThe rest are programs in a provider’s home24 centers18 centers
Infant places in centersFamily programs report no age split118114
What the place is likeDescribes the two, does not rank them
ChicopeeHolyoke
Population55,56038,238
Energy7/107/10
Compact center7/108/10
Family amenities6/108/10
Culture7/108/10
Gathering places8/108/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2027 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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