Holden, Massachusetts Tier 3
Tier 3 · solid schools · about 79 minutes door-to-door to downtown Boston at peak · 85% of households own their home.
$700k
4BR / 2BA house (est.)
$540k
3BR townhouse (est.)
$400k
2BR condo (est.)
$13.48
Tax per $1,000 (FY2026)
79 min
Peak drive to Boston (modeled)
—
No MBTA rail
85%
Homeowners (ACS 2019–23)
What it takes to live here
| Scenario (20% down) | Monthly all-in | Income needed |
|---|---|---|
| 4BR / 2BA detached house | $4,501/mo | $193k/yr |
| 3BR / 2BA townhouse | $3,512/mo | $151k/yr |
| 2BR condo | $2,647/mo | $113k/yr |
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at Holden’s actual FY2026 rate ($13.48/$1,000 = 1.35% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.
Community snapshot
| ACS 2019–2023 (via MAPC DataCommon) | Share |
|---|---|
| Homeowner households | 85% |
| White (non-Hispanic) | 85% |
| Asian (non-Hispanic) | 2.6% |
| Latino / Hispanic | 5.4% |
| African American (non-Hispanic) | 2.9% |
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.
