Holden vs Worcester

4BR house$150k apart
Holden$700k
Worcester$550k
Both mid-range for Massachusetts towns
Tax billOn each town’s own median 4BR$2,100/yr apart
Holden$9,400
Worcester$7,300
Either side of the median for Massachusetts towns
To BostonLevel
Holden79 min
Worcester77 min
Both among the furthest third of Massachusetts towns
SchoolsMCAS percentile, statewide60 percentile points apart
Holden76th pct
Worcester16th pct
Either side of the median for Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

You are paying about $150k more for a 4BR in Holden, and in exchange you get the stronger schools. That is the trade in plain terms: $150k for one tier of schooling.

On tax, look past the rate: Worcester works out roughly $2,100 a year cheaper on its own median 4BR.

Holden

Choose Holden if you want the stronger schools of the two.

All Holden numbers →
Worcester

Choose Worcester if you want the lower price, or the commute matters most, or you want a train.

All Worcester numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsHolden ahead on 4 of 9, 1 against
HoldenWorcester
School tiersolid schoolsT3mixed schoolsT4
MCAS achievementState percentile, all grades76th16th
Student growthHow far the district moves children, not who enrolled52nd49th
Graduation rate93.9%85.5%
SchoolDigger rank73rd of 361328th of 361
State accountabilityDESE’s own summaryModerate progress toward targetsModerate progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$18,297$22,476
Schools in the districtElementary and middle buildings the rating averages1239
Private schools within 12 miAccredited, the fallback if the district does not fit56
What a home costsWorcester ahead on 7 of 8
HoldenWorcester
4BR house$700kT2$550kT1
3BR townhouse$540k$425k
2BR condo$400k$315k
3BR homeZillow’s observed median, houses and condos together — measured, not modeled like the rows above$533k$456k
5+ BR homeZillow’s top bedroom bucket — five OR MORE, so it carries the largest houses in the town. Measured, not modeled like the rows above$792k$643k
3BR rent$2,650/mo$2,503/mo
Income needed for the 4BRHousehold income at our standard assumptions$193k$153k
10-year price growthCompound, 2016–20266.6% a year7.8% a year
What you pay the townWorcester ahead on 1 of 4
HoldenWorcester
Tax ratePer $1,000 of value — not what you pay$13.48T3$13.28T3
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$9,400≈$7,300
Town spending per residentFY2025 general fund, per head$3,188$4,357
Share of budget on schools62%44%
Getting to workWorcester ahead on 1 of 3
HoldenWorcester
Commute to BostonDoor to door at peak79 minT477 minT4
MBTA railNo MBTA railCommuter rail · ~84 min to terminal
Miles from downtown41 mi39 mi
Before kindergartenWorcester ahead on 3 of 4
HoldenWorcester
Licensed child care programsBefore kindergarten20424
Child care placesLicensed capacity, not vacancies6607,003
Centers vs family programsThe rest are programs in a provider’s home12 centers56 centers
Infant places in centersFamily programs report no age split103553
What the place is likeDescribes the two, does not rank them
HoldenWorcester
Population19,905206,518
Energy4/108/10
Compact center4/108/10
Family amenities4/105/10
Culture4/108/10
Gathering places6/109/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2027 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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