Andover, MA Tier 2

Tier 2 · strong schools · 21 miles from downtown Boston, about 54 minutes door-to-door at peak · 81% of households own their home.

Andover, Massachusetts
Andover · photo via Wikipedia
4BR house
$1M
$760k townhouse · $560k condo
Dearer than 80% of MA towns
Property tax
$12,300/yr
$12.31 per $1,000 on that house
Higher than 76% of MA towns
To downtown Boston
54 min
Commuter rail · ~46 min to terminal
Closer than 64% of MA towns
Schools
90th pct
growth 55th · 98% graduate
Ahead of 90% of MA districts

marks the Massachusetts median of $750k for a 4BR, $9,100 in tax and 62 min to Boston. Prices and the tax bill are estimates, not appraisals.

About Andover

Andover is a strong school district north of Boston, about 21 miles from downtown Boston as the crow flies and 54 minutes door-to-door at peak, and an expensive market: roughly $1M for a 4BR house and $560k for a 2BR condo. The residential rate is $12.31 per $1,000, about average for Massachusetts, but on a $1M house that is still about $12,300 a year. Commuter rail runs downtown in about 46 minutes, against a 54-minute peak drive. That rail time is modeled, not read off the timetable. The district sits in the 90th percentile statewide on MCAS, and Niche ranks it 24th of 236. Phillips Academy's hometown, with a strong public district of its own.

The good, the bad, the ugly

Editorial
Good

Phillips Academy's hometown, with a strong public district of its own.

Bad

$1M for a 4BR and a $12.31 rate.

Ugly

The 2018 Merrimack Valley gas explosions hit here — the trust cost outlasted the repairs.

Schools and child carestrong schools · 90th MCAS · 9 schools

Public elementary & middle schools

9 public schools in Andover — 6 elementary and 3 middle
ElementaryK–5 · 594 students
ElementaryK–5 · 544 students
ElementaryK–5 · 500 students
ElementaryK–5 · 420 students
ElementaryK–5 · 308 students
ElementaryPK · 104 students
Middle6–8 · 484 students
Middle6–8 · 478 students
Middle6–8 · 336 students

These are assigned by address, not chosen. A regional district’s schools appear on every member town’s page. Charters are public but allocated by lottery, and are listed separately below.

DESE 2025–26 enrolment report

Before kindergarten

Licensed programs 28 center-based · 5 family child care33
Licensed places, all ages The ceiling these programs may operate to2,245
Places in centers Commercial premises, licensed room by room2,195
Places in family child care A provider’s own home, mixed ages together50
Infant & toddler places in centers Age bands ending under three; family programs are not broken down434
Preschool places in centers Roughly 33 months to kindergarten1,064

Licensed capacity is not availability. These are places programs may operate, not vacancies. The age split covers centers only — family programs report no breakdown, so 434 is a floor on infant care here, not a count of it.

MA Dept. of Early Education and Care, pulled 2026-08-02 · search current openings

Public School Rankings

Publisher rankingResult
Niche 2026 · Best School Districts#24 of 236 MA districts · A
SchoolDigger 2025 · City/locality test-score rank#52 of 361 MA localities
U.S. News 2025-26 · Assigned high school#51 of 366 MA · Andover High School
Boston Magazine 2025 · Greater Boston high school#36 of 135 · Andover High School
Official Massachusetts data (DESE)Result
MCAS achievement90th percentile statewide
Student growth (SGP)55th percentile
4-year graduation rate98.1%
DESE accountabilityMeeting or exceeding targets

Each publisher ranks a different thing. A district, a locality, or one high school, each by its own method — shown separately, never blended.

MCAS percentile is the district’s statewide rank on % Meeting/Exceeding expectations, ELA + Math.

Latest school building project: West Elementary School was completed in August 2024; total project budget was about $168.1 million. MSBA project list.

Charter School Options

3 charter schools near Andover
Adjacent town · LawrenceTuition-free · lotteryPK–8 · Charter (public, tuition-free) · growth 52nd pct · Moderate progress toward targets · $21k/pupil
Adjacent town · LawrenceTuition-free · lotteryPK–8 · Charter (public, tuition-free) · growth 50th pct · Substantial progress toward targets · $20k/pupil
Adjacent town · LawrenceTuition-free · lottery9–12 · Charter (public, tuition-free) · 1.9% graduate · Insufficient data · $32k/pupil

Admission is by lottery, not address — a seat is never guaranteed. Some charters here are alternative or recovery high schools enrolling students already off-track, so their MCAS and graduation figures are not comparable with a traditional school’s.

Public and tuition-free; results from DESE

Available Private School Options

15 private schools in Andover and within 12 miles
In AndoverNEASC accredited9–12 · High school · 1,169 students · 6:1 student-teacher · ~$40k–$52k/yr (est.) · ~$70k/yr boarding
In AndoverPK–8 · Elementary / middle · 416 students · ~$8k–$15k/yr (est.)
In AndoverAISNE accreditedPK–9 · PK/K–12 · 402 students · 7:1 student-teacher · ~$38k–$50k/yr (est.)
In AndoverK–12 + SP · Specialized / placement · 196 students · placement/specialized
In AndoverAISNE accreditedPK–7 · Elementary / middle · 137 students · 9.4:1 student-teacher · ~$18k–$30k/yr (est.)
In AndoverPK–7 · Elementary / middle · 15 students · ~$32k–$45k/yr (est.)
Central Catholic HighNiche #80 · A-
Adjacent town · Lawrence9–12 · High school · 1,217 students · ~$18k–$28k/yr (est.)
Adjacent town · LawrencePK–8 · Elementary / middle · 535 students · ~$8k–$15k/yr (est.)
Adjacent town · Lawrence9–12 · High school · 269 students · ~$18k–$28k/yr (est.)
Adjacent town · LawrenceNEASC accredited5–8 · Elementary / middle · 96 students · 12.1:1 student-teacher · ~$8k–$15k/yr (est.)
Adjacent town · LawrenceAISNE accredited6–8 · Middle school · files no enrolment with the state
BrooksNiche #15 · A+
Adjacent town · North AndoverNEASC accredited9–12 · High school · 362 students · 7:1 student-teacher · ~$40k–$52k/yr (est.) · ~$70k/yr boarding
Adjacent town · North AndoverPK–8 · Elementary / middle · 519 students · 17:1 student-teacher · ~$8k–$15k/yr (est.)
Adjacent town · MethuenPK–8 · Elementary / middle · 258 students · ~$8k–$15k/yr (est.)
Adjacent town · Methuen2–12 · PK/K–12 · 135 students · 7.2:1 student-teacher · ~$18k–$28k/yr (est.)

Tuition is an estimated range by school type, not school-published pricing — a parochial school and an independent day school are priced very differently. Private schools sit no MCAS, so no figure here is a state measure.

How to read this list

Schools within 12 miles of Andover, from the MA DESE 2025–26 non-public enrollment report plus the Niche ranking of Massachusetts private high schools. Tuition shown as an estimated range by school type, grades and region — not school-published pricing. A parochial school and an independent day school are priced very differently, so treat these as a starting point and confirm with the school. Niche ranks private high schools only, so an elementary school never carries a number; where one shows a letter instead, that is Niche’s own overall grade, which reaches schools no ranked list does. Neither is a state measure — private schools sit no MCAS and report no results to Massachusetts. That Niche extract is also partial, so a school showing neither was not judged and found wanting; it may simply not have been in it. Student numbers are the figure schools do report, from the same DESE return. Where a student-teacher ratio is shown it is students over full-time-equivalent teachers in the federal Private School Universe Survey, 2021–22, the most recent published — a rough guide to class size, not a class size, and not a ranking either. It is shown only where that survey and the state agree on how many pupils the school has, which is why many schools here have none. Accreditation comes from the AISNE member directory, which records whether a school holds AISNE or NEASC accreditation — the two split the work by age rather than compete, AISNE taking the elementary and middle schools and NEASC the secondary ones. It means an outside body has reviewed the school against published standards on a ten-year cycle. It is not a measure of results, and its absence is not a mark against a school: plenty are not members at all. That directory is also where the schools marked files no enrolment with the state come from. They are real schools that simply make no return to Massachusetts, so the state holds no size for them and this page can show none — and for those, the grade range is read off AISNE’s age bands rather than taken from the school, so treat it as approximate and confirm with the school.

The vibe of Andover

College & cultural townsStrong cultureRail-servedhigh confidence

Active, town-centered/mixed, and extensively provided with recreation programs, playgrounds and athletic fields; high-cost in housing, upscale in commercial districts, and extensively maintained in public realm, with visible cultural identity, some visitor activity, and exceptional public realm.

Energy7
Compact town center6
Family amenities7
Culture8
Visitor presence6
Public gathering places9

Six 1–10 scales for the intensity of each quality, not a score of how good the place is. Higher just means more of that thing. Family amenities counts public recreation infrastructure, not who lives here; these never use race, ethnicity or other protected characteristics, and never measure safety. See the methodology.

What it takes to live here$1M 4BR · ≈$12,300 tax
To buyMedian price (est.)
4BR / 2BA detached house$1M
3BR / 2BA townhouse$760k
2BR condo$560k
Property taxes (FY2026)$12.31 per $1,000 (1.23%)

These are modeled estimates, not listings. Each row opens the real Redfin market in ZIP 01810, and the two will not match.

To rentPer month (est.)
4 bedrooms$3,647/mo
3 bedrooms$3,310/mo
2 bedrooms$2,757/mo
1 bedroom$2,100/mo

These are benchmark rents, not asking rents. HUD sets them at the 40th percentile of standard-quality units, so a nice single-family will ask more — which is why the links are not capped at the figure beside them.

HUD FY2026 Small Area Fair Market Rents for Andover’s ZIP codes

Home values over the last decade

Andover home values, 2016–2026Zillow Home Value Index for Andover, 2016 to 2026: $584k to $1.02M, up 75 per cent.$531k$804k$1.08M20162026
Andover, 2016 to 2026: $584k to $1.02M, up 75% in 10 years — 5.8% a year compounded.
If a $1.00M house grew at…5 yrs10 yrs15 yrs30 yrs
5.8% — Andover’s own last decade$1.33M$1.76M$2.33M$5.43M
3% — inflation, holding its real value$1.16M$1.34M$1.56M$2.43M

These are not forecasts. They are what $1.00M becomes at a fixed rate, shown for two rates because nobody can tell you which one the next thirty years will bring. The last decade included a period of unusually fast growth across Massachusetts; repeating it for thirty years would be a strong assumption. The inflation row is the conservative case — a house that holds its value and earns nothing beyond it. History from the Zillow Home Value Index, a whole-town index that sits at a different level from the 4BR estimate above and is used here for the trend.

What’s around Andover

suburban1,187 people per square mile across 30.8 sq mi suburban — 500–2,000 per square mile

What’s hereCount
Cafés and coffee shops
See the list

1 more is mapped without a name, so it cannot be listed.

7
Bookshops
See the list
1
Museums, theatres and galleries
See the list
6
Colleges and universities
See the list
1
Public libraryAndover, Memorial Hall Library

284 students — under 1% of Andover’s population. None of them live on campus — every one commutes in. Enrolment is counted at the campus, so students who commute from elsewhere are included here.

Density is Census population over land area. Café, bookshop and culture counts are what is mapped in OpenStreetMap — a volunteer map, so a well-mapped town looks busier than a thinly-mapped one. Read a low count as “little mapped here”, not “nothing here”. Colleges are active degree-granting institutions in the federal IPEDS directory; enrolment and campus housing capacity are its 2023 figures. The public library comes from the Massachusetts Board of Library Commissioners, which lists library systems rather than every branch. These figures describe places, never the people in them — see our methodology.

Census snapshot
ACS 2019–2023 (via MAPC DataCommon)Share
Homeowner households81%
White (non-Hispanic)70%
Asian (non-Hispanic)16%
Latino / Hispanic8.1%
African American (non-Hispanic)2.1%
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.

Town spending & civic data

AndoverFigure
Residents36,569
Municipal budgetFY2025, DLS Schedule A$229.8M
School district spending$136.4M
Spending per pupil DESE, total expenditures$24,441
School spending per resident$3,731
Affordable housing units (Ch. 40B inventory)1,605

Budget: FY2025 General Fund total expenditures, DLS Schedule A · Schools: DESE Per Pupil Expenditure · Affordable units: state Subsidized Housing Inventory. Never used to rank or filter towns.

Realistic alternatives to Andover

TopsfieldTier 2
Also Tier 2, higher tax at $15.00 per $1,000
North AndoverTier 2
Also Tier 2, about $125k cheaper
NatickTier 2
Also Tier 2, 8 min closer to Boston
HollistonTier 2
Also Tier 2, about $100k cheaper
North ReadingTier 2
Also Tier 2, 10 min closer to Boston
HamiltonTier 2
Also Tier 2, higher tax at $14.50 per $1,000

Surprisingly similar in character

FitchburgTier 4
Both social and cultural · $580k cheaper, 26 min further out
HinghamTier 2
Both social and well-equipped for recreation · $650k dearer
HudsonTier 3
Both social and cultural · $300k cheaper
GreenfieldTier 4
Both social and cultural · $600k cheaper, 68 min further out

Read next

The state already grades every district. It costs $950,000 to buy into the top of it.
The state's own determination for this district is "meeting or exceeding targets" — one of only 25 towns on its top rung, and none of them is cheap.
7 min read
Test scores tell you who moved in. Growth tells you what the school did.
Scores in the 90th percentile but moves children in the 55th — the intake flatters this district.
7 min read
A school rating is an average. Of how many schools?
That one school rating averages 9 elementary and middle schools, and they are not the same place.
6 min read
How much income do you need to buy in a good Massachusetts school district?
A 4BR here needs roughly $268k of household income. That is what a Tier 2 district costs to buy into.
7 min read
Data statusreviewed August 14, 2026
FigureStatus
Home pricesCalibrated to the Zillow Home Value Index and Redfin market pages. For comparison, not appraisal.Estimate
Property tax rateFY2026 residential rate per $1,000, from municipal assessor and treasurer pages.Sourced
RentsHUD FY2026 Small Area Fair Market Rents, by ZIP.Sourced
School dataDESE published state reports. Publisher ranks carry their own edition and denominator. The school tier is editorial.Sourced
CommuteRail times for the 75 towns we could verify against the MBTA's published timetable are real scheduled journeys, transfers included. Where a town has rail but no verified journey, its rail time is modeled too, and the town page says so. Driving is modeled from distance with corridor adjustments, and station access is a flat allowance. Not measured by a routing API.Measured + modeled

This town’s prices and tax rate are sourced as described in our methodology. Data last reviewed . Full detail on every source is in the methodology.

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