Stoneham, Massachusetts Tier 3
Tier 3 · solid schools · about 31 minutes door-to-door to downtown Boston at peak · 71% of households own their home.
$825k
4BR / 2BA house (est.)
$650k
3BR townhouse (est.)
$480k
2BR condo (est.)
$10.06
Tax per $1,000 (FY2026)
31 min
Peak drive to Boston (modeled)
—
No MBTA rail
71%
Homeowners (ACS 2019–23)
What it takes to live here
| Scenario (20% down) | Monthly all-in | Income needed |
|---|---|---|
| 4BR / 2BA detached house | $5,038/mo | $216k/yr |
| 3BR / 2BA townhouse | $4,007/mo | $172k/yr |
| 2BR condo | $3,005/mo | $129k/yr |
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at Stoneham’s actual FY2026 rate ($10.06/$1,000 = 1.01% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.
Community snapshot
| ACS 2019–2023 (via MAPC DataCommon) | Share |
|---|---|
| Homeowner households | 71% |
| White (non-Hispanic) | 82% |
| Asian (non-Hispanic) | 7.1% |
| Latino / Hispanic | 4.6% |
| African American (non-Hispanic) | 0.8% |
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.
