Leominster, Massachusetts Tier 4
Tier 4 · mixed schools · about 76 minutes door-to-door to downtown Boston at peak · 63% of households own their home.
$500k
4BR / 2BA house (est.)
$390k
3BR townhouse (est.)
$290k
2BR condo (est.)
$13.66
Tax per $1,000 (FY2026)
76 min
Peak drive to Boston (modeled)
🚆 75 min
Commuter rail · ~75 min to terminal
63%
Homeowners (ACS 2019–23)
What it takes to live here
| Scenario (20% down) | Monthly all-in | Income needed |
|---|---|---|
| 4BR / 2BA detached house | $3,272/mo | $140k/yr |
| 3BR / 2BA townhouse | $2,591/mo | $111k/yr |
| 2BR condo | $1,972/mo | $84k/yr |
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at Leominster’s actual FY2026 rate ($13.66/$1,000 = 1.37% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.
Community snapshot
| ACS 2019–2023 (via MAPC DataCommon) | Share |
|---|---|
| Homeowner households | 63% |
| White (non-Hispanic) | 68% |
| Asian (non-Hispanic) | 3.0% |
| Latino / Hispanic | 17% |
| African American (non-Hispanic) | 4.9% |
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.
