Amherst, MA Tier 3

Tier 3 · solid schools · 74 miles from downtown Boston, about 112 minutes door-to-door at peak · 44% of households own their home.

Amherst, Massachusetts
Amherst · photo via Wikipedia
4BR house
$675k
$525k townhouse · $390k condo
Cheaper than 58% of MA towns
Property tax
$11,400/yr
$16.91 per $1,000 on that house
Higher than 72% of MA towns
To downtown Boston
112 min
No MBTA rail
Further than 91% of MA towns
Schools
69th pct
growth 56th · 93% graduate
Ahead of 69% of MA districts

marks the Massachusetts median of $750k for a 4BR, $8,800 in tax and 62 min to Boston. Prices and the tax bill are estimates, not appraisals.

About Amherst

Amherst is a middle-tier school district in the Pioneer Valley, about 74 miles from downtown Boston as the crow flies and 112 minutes door-to-door at peak, and moderately priced by Massachusetts standards: roughly $675k for a 4BR house and $390k for a 2BR condo. The residential rate is $16.91 per $1,000, high for Massachusetts, which on a $675k house works out to about $11,400 a year. There is no MBTA rail here, so the commute is by car. The district sits in the 69th percentile statewide on MCAS, and Niche ranks it 31st of 236. UMass's flagship plus Amherst College make it the Valley's college town.

The good, the bad, the ugly

Editorial
Good

UMass's flagship plus Amherst College — the Valley's college town.

Bad

A $16.91 rate and 74 miles out.

Ugly

The town-gown balance is contested every year, and student rentals have eaten the housing stock.

Schools and child caresolid schools · 69th MCAS · 3 schools

Public elementary & middle schools

3 public schools in Amherst — 3 elementary
ElementaryK–6 · 365 students
ElementaryPK–6 · 358 students
ElementaryK–6 · 288 students

These are assigned by address, not chosen. A regional district’s schools appear on every member town’s page. Charters are public but allocated by lottery, and are listed separately below.

DESE 2025–26 enrolment report

Before kindergarten

Licensed programs 11 center-based · 5 family child care16
Licensed places, all ages The ceiling these programs may operate to794
Places in centers Commercial premises, licensed room by room750
Places in family child care A provider’s own home, mixed ages together44
Infant & toddler places in centers Age bands ending under three; family programs are not broken down130
Preschool places in centers Roughly 33 months to kindergarten317
Head Start programs Federally funded, income-eligible1

Licensed capacity is not availability. These are places programs may operate, not vacancies. The age split covers centers only — family programs report no breakdown, so 130 is a floor on infant care here, not a count of it.

MA Dept. of Early Education and Care, pulled 2026-08-02 · search current openings

Public School Rankings

Publisher rankingResult
Niche 2026 · Best School Districts#31 of 236 MA districts · A
SchoolDigger 2025 · City/locality test-score rank#99 of 361 MA localities
Official Massachusetts data (DESE)Result
MCAS achievement69th percentile statewide
Student growth (SGP)56th percentile
4-year graduation rate92.6%
DESE accountabilityIn need of focused/targeted support

Each publisher ranks a different thing. A district, a locality, or one high school, each by its own method — shown separately, never blended.

MCAS percentile is the district’s statewide rank on % Meeting/Exceeding expectations, ELA + Math.

School building projects: No major full-school construction or comprehensive rebuild with a published total project budget was located in the live MSBA, municipal, school-project, contractor, and local-news review completed in July 2026. This does not mean no school capital work occurred.

Charter School Options

3 charter schools near Amherst
Adjacent town · HadleyTuition-free · lotteryK–12 · Charter (public, tuition-free) · growth 64th pct · 100% graduate · Meeting or exceeding targets · $20k/pupil
Adjacent town · South HadleyTuition-free · lottery7–12 · Charter (public, tuition-free) · growth 36th pct · 94.2% graduate · Moderate progress toward targets · $18k/pupil
Adjacent town · EasthamptonTuition-free · lotteryK–8 · Charter (public, tuition-free) · growth 50th pct · In need of focused/targeted support · $17k/pupil

Admission is by lottery, not address — a seat is never guaranteed. Some charters here are alternative or recovery high schools enrolling students already off-track, so their MCAS and graduation figures are not comparable with a traditional school’s.

Public and tuition-free; results from DESE

Available Private School Options

14 private schools in Amherst and within 12 miles
In AmherstAISNE accreditedPK–6 · Elementary / middle · 103 students · ~$16k–$32k/yr (est.)
In AmherstPK–6 · Elementary / middle · 41 students · ~$18k–$30k/yr (est.)
Adjacent town · HadleyNEASC accreditedK–12 · PK/K–12 · 237 students · 4.9:1 student-teacher · ~$28k–$44k/yr (est.)
Adjacent town · Granby6–12 · Middle / high · 213 students · 5.9:1 student-teacher · ~$40k–$52k/yr (est.) · ~$70k/yr boarding
Adjacent town · GranbyK · Early childhood · 14 students · ~$16k–$32k/yr (est.)
Adjacent town · NorthamptonAISNE accreditedK–6 · Elementary / middle · 146 students · 7.4:1 student-teacher · ~$16k–$32k/yr (est.)
Adjacent town · NorthamptonPK–8 · Elementary / middle · 116 students · ~$18k–$30k/yr (est.)
Adjacent town · NorthamptonAISNE accreditedK–6 · Elementary / middle · 57 students · ~$22k–$36k/yr (est.)
Adjacent town · Northampton3–12 · PK/K–12 · 20 students · ~$28k–$44k/yr (est.)
Adjacent town · EasthamptonNEASC accredited7–13 · Middle / high · 501 students · 8.4:1 student-teacher · ~$40k–$52k/yr (est.) · ~$70k/yr boarding
Adjacent town · EasthamptonK–12 · PK/K–12 · files no enrolment with the state
Deerfield AcademyNiche #5 · A+
Adjacent town · Deerfield9–13 · High school · 651 students · ~$40k–$52k/yr (est.) · ~$70k/yr boarding
Adjacent town · DeerfieldAISNE accredited6–9 · Middle / high · 259 students · ~$40k–$52k/yr (est.) · ~$70k/yr boarding
Adjacent town · DeerfieldAISNE accreditedK–9 · PK/K–12 · 226 students · 5.5:1 student-teacher · ~$40k–$52k/yr (est.) · ~$70k/yr boarding

Tuition is an estimated range by school type, not school-published pricing — a parochial school and an independent day school are priced very differently. Private schools sit no MCAS, so no figure here is a state measure.

How to read this list

Schools within 12 miles of Amherst, from the MA DESE 2025–26 non-public enrollment report plus the Niche ranking of Massachusetts private high schools. Tuition shown as an estimated range by school type, grades and region — not school-published pricing. A parochial school and an independent day school are priced very differently, so treat these as a starting point and confirm with the school. Niche ranks private high schools only, so an elementary school never carries a number; where one shows a letter instead, that is Niche’s own overall grade, which reaches schools no ranked list does. Neither is a state measure — private schools sit no MCAS and report no results to Massachusetts. That Niche extract is also partial, so a school showing neither was not judged and found wanting; it may simply not have been in it. Student numbers are the figure schools do report, from the same DESE return. Where a student-teacher ratio is shown it is students over full-time-equivalent teachers in the federal Private School Universe Survey, 2021–22, the most recent published — a rough guide to class size, not a class size, and not a ranking either. It is shown only where that survey and the state agree on how many pupils the school has, which is why many schools here have none. Accreditation comes from the AISNE member directory, which records whether a school holds AISNE or NEASC accreditation — the two split the work by age rather than compete, AISNE taking the elementary and middle schools and NEASC the secondary ones. It means an outside body has reviewed the school against published standards on a ten-year cycle. It is not a measure of results, and its absence is not a mark against a school: plenty are not members at all. That directory is also where the schools marked files no enrolment with the state come from. They are real schools that simply make no return to Massachusetts, so the state holds no size for them and this page can show none — and for those, the grade range is read off AISNE’s age bands rather than taken from the school, so treat it as approximate and confirm with the school.

The vibe of Amherst

College & cultural townsCompact centreStrong culturehigh confidence

Very lively, town-centered/mixed, and moderately provided with recreation facilities; higher-cost in housing and well-maintained in public spaces, with strong cultural identity, notable visitor presence, and exceptional public realm.

Energy9
Compact town center8
Family amenities7
Culture10
Visitor presence7
Public gathering places9

Six 1–10 scales for the intensity of each quality, not a score of how good the place is. Higher just means more of that thing. Family amenities counts public recreation infrastructure, not who lives here; these never use race, ethnicity or other protected characteristics, and never measure safety. See the methodology.

What it takes to live here$675k 4BR · ≈$11,400 tax
To buyMedian price (est.)
4BR / 2BA detached house$675k
3BR / 2BA townhouse$525k
2BR condo$390k
Property taxes (FY2026)$16.91 per $1,000 (1.69%)

These are modeled estimates, not listings. Each row opens the real Redfin market in ZIP 01003, and the two will not match.

By bedroom countMedian value (Zillow)
3BR home$511k
5+ BR home$788k

Not the same kind of number as the table above. These are Zillow’s observed medians for the middle third of the market at that bedroom count, as of July 2026; the prices above are this site’s estimates for one particular property. They are measuring different things and will not agree. Zillow publishes the bedroom split for houses and condos together, so a “3BR home” here blends both, where each estimate above prices one building type and says which. And 5+ BR means five bedrooms or more: Zillow’s buckets stop at five, so that figure carries the largest houses in Amherst and sits above what a plain five-bedroom median would be.

To rentPer month (est.)
4 bedrooms$3,603/mo
3 bedrooms$3,470/mo
2 bedrooms$2,650/mo
1 bedroom$2,077/mo

These are benchmark rents, not asking rents. HUD sets them at the 40th percentile of standard-quality units, so a nice single-family will ask more — which is why the links are not capped at the figure beside them.

HUD FY2027 Small Area Fair Market Rents for Amherst’s ZIP codes

Home values over the last decade

Amherst home values, 2016–2026Zillow Home Value Index for Amherst, 2016 to 2026: $324k to $553k, up 71 per cent.$296k$438k$580k20162026
Amherst, 2016 to 2026: $324k to $553k, up 71% in 10 years — 5.5% a year compounded.
If a $675k house grew at…5 yrs10 yrs15 yrs30 yrs
5.5% — Amherst’s own last decade$882k$1.15M$1.51M$3.36M
3% — inflation, holding its real value$783k$907k$1.05M$1.64M

These are not forecasts. They are what $675k becomes at a fixed rate, shown for two rates because nobody can tell you which one the next thirty years will bring. The last decade included a period of unusually fast growth across Massachusetts; repeating it for thirty years would be a strong assumption. The inflation row is the conservative case — a house that holds its value and earns nothing beyond it. History from the Zillow Home Value Index, a whole-town index that sits at a different level from the 4BR estimate above and is used here for the trend.

What’s around Amherst

suburban1,421 people per square mile across 27.6 sq mi — suburban — 500–2,000 per square mile

What’s hereCount
Cafés and coffee shops
See the list
32
Bookshops
See the list
1
Museums, theatres and galleries
See the list
23
Colleges and universities
See the list
3
Public libraryAmherst, Jones Library Inc

34,437 students — 88% of Amherst’s population. 51% of them have a place in campus housing, about 45% of everyone living here. Enrolment is counted at the campus, so students who commute from elsewhere are included here.

Density is Census population over land area. Café, bookshop and culture counts are what is mapped in OpenStreetMap — a volunteer map, so a well-mapped town looks busier than a thinly-mapped one. Read a low count as “little mapped here”, not “nothing here”. Colleges are active degree-granting institutions in the federal IPEDS directory; enrolment and campus housing capacity are its 2023 figures. The public library comes from the Massachusetts Board of Library Commissioners, which lists library systems rather than every branch. These figures describe places, never the people in them — see our methodology.

Census snapshot
ACS 2020–2024, US Census BureauShare
Homeowner households44%
White (non-Hispanic)65%
Asian (non-Hispanic)14%
Latino / Hispanic9.0%
African American (non-Hispanic)4.7%
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.

Town spending & civic data

AmherstFigure
Residents39,263
Municipal budgetFY2025, DLS Schedule A$86.4M
School district spending$34.1M
Spending per pupil DESE, total expenditures$30,024
School spending per resident$868
Subsidized housing (Ch. 40B)1,369 units on the state inventory, of 10,684 year-round homes12.81%at or above the state’s 10% threshold

Budget: FY2025 General Fund total expenditures, DLS Schedule A · Schools: DESE Per Pupil Expenditure · Subsidized housing: Ch. 40B Subsidized Housing Inventory, EOHLC, as of 30 September 2025; the percentage is over year-round housing units counted in the 2020 Census. Never used to rank or filter towns.

Realistic alternatives to Amherst

NorthamptonTier 3
Also Tier 3, 9 min further from Boston
East LongmeadowTier 3
Also Tier 3, about $175k cheaper
LongmeadowTier 2
Tier 2, about $75k cheaper
WilbrahamTier 2
Tier 2, about $125k cheaper

Surprisingly similar in character

BrooklineTier 1
Both cultural and social · $1.38M dearer, 88 min closer in
SomervilleTier 3
Both cultural and lively · $575k dearer, 98 min closer in
CambridgeTier 2
Both cultural and lively · $1.02M dearer, 98 min closer in
QuincyTier 3
Both cultural and social · 90 min closer in

More on Amherst

Read next

The rent benchmark rose 3% — and fastest where it was already lowest
HUD raised the three-bedroom rent benchmark here 11.8% for FY2027, to $3,470 — against 3.2% for the typical town.
7 min read
The state already grades every district. It costs $950,000 to buy into the top of it.
The state has this district as "in need of focused/targeted support", which is the rung at which it steps in.
7 min read
Private school is not a plan B for a weak school district
Only 7 accredited private schools within twelve miles, which is the thin end of the state's supply.
7 min read
Massachusetts towns with a real downtown under $1M
A genuinely active center and a 4BR under $1M — a combination only seventeen towns in the state manage.
6 min read
Data statusdata updated October 9, 2026
FigureStatus
Home pricesCalibrated to the Zillow Home Value Index and Redfin market pages. For comparison, not appraisal.Estimate
Median value by bedroom countZillow Home Value Index by bedroom count, July 2026, houses and condos together — Zillow publishes no single-family-only bedroom split. Observed medians, so they will not match the modeled prices above. The top bucket is five bedrooms OR MORE, because Zillow’s buckets stop at five: it carries a town’s largest houses and runs well above a true 5BR median, which is why it is labelled 5+ everywhere. Absent for Boston’s 18 neighborhoods, which are not cities and have no series, and for the smaller towns at the top bucket.Sourced
Property tax rateFY2026 residential rate per $1,000, from the Division of Local Services’ Tax Rates by Class, for every municipality. Towns with a residential exemption bill owner-occupied homes less than this.Sourced
Census shares and homeownershipAmerican Community Survey 2020–2024 5-year estimates, US Census Bureau, for every municipality. The survey does not report Boston’s neighborhoods, so none are shown for them. Never used to rank, filter or recommend.Sourced
RentsHUD FY2027 Small Area Fair Market Rents, by ZIP, in effect from 1 October 2026.Sourced
School dataDESE published state reports. Publisher ranks carry their own edition and denominator. The school tier is editorial.Sourced
CommuteRail times for the 75 towns we could verify against the MBTA's published timetable are real scheduled journeys, transfers included. Where a town has rail but no verified journey, its rail time is modeled too, and the town page says so. Driving is modeled from distance with corridor adjustments, and station access is a flat allowance. Not measured by a routing API.Measured + modeled

This town’s prices are estimates calibrated against Zillow and Redfin, as described in our methodology. Its tax rate, like every town’s, is the state’s certified FY2026 figure. Data last updated . Full detail on every source is in the methodology.

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