New Bedford, Massachusetts Tier 4
Tier 4 · mixed schools · about 86 minutes door-to-door to downtown Boston at peak · 40% of households own their home.
$475k
4BR / 2BA house (est.)
$360k
3BR townhouse (est.)
$265k
2BR condo (est.)
$10.95
Tax per $1,000 (FY2026)
86 min
Peak drive to Boston (modeled)
🚆 95 min
Commuter rail · ~95 min to terminal
40%
Homeowners (ACS 2019–23)
What it takes to live here
| Scenario (20% down) | Monthly all-in | Income needed |
|---|---|---|
| 4BR / 2BA detached house | $3,010/mo | $129k/yr |
| 3BR / 2BA townhouse | $2,324/mo | $100k/yr |
| 2BR condo | $1,757/mo | $75k/yr |
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at New Bedford’s actual FY2026 rate ($10.95/$1,000 = 1.09% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.
Community snapshot
| ACS 2019–2023 (via MAPC DataCommon) | Share |
|---|---|
| Homeowner households | 40% |
| White (non-Hispanic) | 56% |
| Asian (non-Hispanic) | 1.5% |
| Latino / Hispanic | 25% |
| African American (non-Hispanic) | 5.3% |
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.
