Medford vs Somerville

4BR house$350k apart
Medford$900k
Somerville$1.25M
Both among the dearest third of Massachusetts towns
Tax billOn each town’s own median 4BR$3,400/yr apart
Medford$7,800
Somerville$11,200
Either side of the median for Massachusetts towns
To BostonLevel
Medford16 min
Somerville14 min
Both among the closest third of Massachusetts towns
SchoolsMCAS percentile, statewideLevel
Medford41st pct
Somerville37th pct
Both mid-range for Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

On schools these two are genuinely close — same tier and within five MCAS percentiles of each other — so the schools should not decide it. Price and commute should.

On tax, look past the rate: Medford works out roughly $3,400 a year cheaper on its own median 4BR.

Medford

Choose Medford if you want the lower price.

All Medford numbers →
Somerville

Choose Somerville if the commute matters most.

All Somerville numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsMedford ahead on 1 of 8
MedfordSomerville
School tiersolid schoolsT3solid schoolsT3
MCAS achievementState percentile, all grades41st37th
Student growthHow far the district moves children, not who enrolled48th51st
Graduation rate90.9%86.1%
State accountabilityDESE’s own summaryModerate progress toward targetsModerate progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$23,377$28,406
Schools in the districtElementary and middle buildings the rating averages79
Private schools within 12 miAccredited, the fallback if the district does not fit5969
What a home costsMedford ahead on 5 of 6
MedfordSomerville
4BR house$900kT3$1.25MT3
3BR townhouse$725k$925k
2BR condo$535k$685k
3BR rent$3,993/mo$4,180/mo
Income needed for the 4BRHousehold income at our standard assumptions$230k$318k
10-year price growthCompound, 2016–20265.2% a year3.6% a year
What you pay the townMedford ahead on 1 of 4
MedfordSomerville
Tax ratePer $1,000 of value — not what you pay$8.63T1$8.97T1
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$7,800≈$11,200
Town spending per residentFY2025 general fund, per head$3,444$4,382
Share of budget on schools39%30%
Getting to workSomerville ahead on 2 of 8
MedfordSomerville
Commute to BostonDoor to door at peak16 minT114 minT1
MBTA railRapid transit (T) · ~8 min to downtownRapid transit (T) · ~6 min to downtown
Miles from downtown5 mi3 mi
Rail to Downtown8 min6 min
Rail to Back Bay16 min14 min
Rail to Kendall Sq21 min11 min
Rail to the Seaport18 min16 min
Rail to Longwood36 min34 min
Before kindergartenSomerville ahead on 2 of 4
MedfordSomerville
Licensed child care programsBefore kindergarten5554
Child care placesLicensed capacity, not vacancies1,2601,892
Centers vs family programsThe rest are programs in a provider’s home15 centers32 centers
Infant places in centersFamily programs report no age split226465
What the place is likeDescribes the two, does not rank them
MedfordSomerville
Population59,65981,045
Energy8/109/10
Compact center8/1010/10
Family amenities6/107/10
Culture8/109/10
Gathering places8/109/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2026 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

Other comparisons

Arlington vs Medford
$1.25M vs $900k for a 4BR
Cambridge vs Somerville
$1.7M vs $1.25M for a 4BR
Malden vs Medford
$700k vs $900k for a 4BR
Belmont vs Cambridge
$1.9M vs $1.7M for a 4BR
Brookline vs Cambridge
$2.05M vs $1.7M for a 4BR
Chelsea vs Everett
$650k vs $700k for a 4BR
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