Chelsea vs Everett

4BR house$50k apart
Chelsea$650k
Everett$700k
Both mid-range for Massachusetts towns
Tax billOn each town’s own median 4BR$1,300/yr apart
Chelsea$7,500
Everett$8,800
Either side of the median for Massachusetts towns
To BostonLevel
Chelsea24 min
Everett24 min
Both among the closest third of Massachusetts towns
SchoolsMCAS percentile, statewideLevel
Chelsea5th pct
Everett7th pct
Both among the bottom third of Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

On schools these two are genuinely close — same tier and within five MCAS percentiles of each other — so the schools should not decide it. Price and commute should.

On tax, look past the rate: Chelsea works out roughly $1,300 a year cheaper on its own median 4BR.

Chelsea

Choose Chelsea if you want the lower price, or the commute matters most, or you want a train.

All Chelsea numbers →
Everett

Choose Everett if you prefer the town itself — the numbers do not separate them.

All Everett numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsEverett ahead on 2 of 9
ChelseaEverett
School tiermixed schoolsT4mixed schoolsT4
MCAS achievementState percentile, all grades5th7th
Student growthHow far the district moves children, not who enrolled46th49th
Graduation rate70.1%78%
SchoolDigger rank340th of 361306th of 361
State accountabilityDESE’s own summaryModerate progress toward targetsSubstantial progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$24,407$21,764
Schools in the districtElementary and middle buildings the rating averages89
Private schools within 12 miAccredited, the fallback if the district does not fit5757
What a home costsEven, 1 each of 8
ChelseaEverett
4BR house$650kT2$700kT2
3BR townhouse$525k$560k
2BR condo$390k$415k
3BR homeZillow’s observed median, houses and condos together — measured, not modeled like the rows above$622k$665k
5+ BR homeZillow’s top bedroom bucket — five OR MORE, so it carries the largest houses in the town. Measured, not modeled like the rows above$855k$805k
3BR rent$3,720/mo$3,533/mo
Income needed for the 4BRHousehold income at our standard assumptions$175k$191k
10-year price growthCompound, 2016–20265.4% a year6.2% a year
What you pay the townChelsea ahead on 2 of 4
ChelseaEverett
Tax ratePer $1,000 of value — not what you pay$11.48T2$12.62T3
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$7,500≈$8,800
Town spending per residentFY2025 general fund, per head$6,236$6,314
Share of budget on schools52%45%
Getting to workChelsea ahead on 1 of 3
ChelseaEverett
Commute to BostonDoor to door at peak24 minT124 minT1
MBTA railCommuter rail · ~18 min to terminalNo MBTA rail
Miles from downtown3 mi3 mi
Before kindergartenEverett ahead on 2 of 4, 1 against
ChelseaEverett
Licensed child care programsBefore kindergarten55138
Child care placesLicensed capacity, not vacancies1,1411,620
Centers vs family programsThe rest are programs in a provider’s home9 centers11 centers
Infant places in centersFamily programs report no age split11866
What the place is likeDescribes the two, does not rank them
ChelseaEverett
Population40,78749,075
Energy8/108/10
Compact center10/109/10
Family amenities7/106/10
Culture8/107/10
Gathering places7/107/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2027 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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