Fitchburg vs Gardner

4BR houseLevel
Fitchburg$420k
Gardner$400k
Both among the cheapest third of Massachusetts towns
Tax billOn each town’s own median 4BRLevel
Fitchburg$5,600
Gardner$5,500
Both among the lowest third of Massachusetts towns
To Boston8 min apart
Fitchburg80 min
Gardner88 min
Both among the furthest third of Massachusetts towns
SchoolsMCAS percentile, statewide9 percentile points apart
Fitchburg14th pct
Gardner5th pct
Both among the bottom third of Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

The prices are essentially identical, so schools break the tie: Fitchburg is ahead — 14th percentile on MCAS against 5th.

Fitchburg is about 8 minutes closer to downtown Boston at peak, and it has MBTA rail while Gardner does not. Over a decade of commuting that gap is worth more than most people price it at.

Fitchburg

Choose Fitchburg if you want the stronger schools of the two, or the commute matters most, or you want a train.

All Fitchburg numbers →
Gardner

Choose Gardner if you want the lower price.

All Gardner numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsEven, 2 each of 9
FitchburgGardner
School tiermixed schoolsT4mixed schoolsT4
MCAS achievementState percentile, all grades14th5th
Student growthHow far the district moves children, not who enrolled44th40th
Graduation rate84.8%87.8%
SchoolDigger rank319th of 361333rd of 361
State accountabilityDESE’s own summaryModerate progress toward targetsModerate progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$21,840$18,538
Schools in the districtElementary and middle buildings the rating averages62
Private schools within 12 miAccredited, the fallback if the district does not fit12
What a home costsGardner ahead on 2 of 8
FitchburgGardner
4BR house$420kT1$400kT1
3BR townhouse$325k$305k
2BR condo$240k$225k
3BR homeZillow’s observed median, houses and condos together — measured, not modeled like the rows above$425k$399k
5+ BR homeZillow’s top bedroom bucket — five OR MORE, so it carries the largest houses in the town. Measured, not modeled like the rows above$511k$464k
3BR rent$3,173/mo$2,677/mo
Income needed for the 4BRHousehold income at our standard assumptions$118k$114k
10-year price growthCompound, 2016–20268.8% a year8.3% a year
What you pay the townLevel across all 4
FitchburgGardner
Tax ratePer $1,000 of value — not what you pay$13.29T3$13.77T3
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$5,600≈$5,500
Town spending per residentFY2025 general fund, per head$4,265$3,856
Share of budget on schools52%43%
Getting to workFitchburg ahead on 3 of 3
FitchburgGardner
Commute to BostonDoor to door at peak80 minT488 minT4
MBTA railCommuter rail · ~91 min to terminalNo MBTA rail
Miles from downtown42 mi50 mi
Before kindergartenFitchburg ahead on 2 of 4
FitchburgGardner
Licensed child care programsBefore kindergarten12436
Child care placesLicensed capacity, not vacancies1,523749
Centers vs family programsThe rest are programs in a provider’s home9 centers8 centers
Infant places in centersFamily programs report no age split6659
What the place is likeDescribes the two, does not rank them
FitchburgGardner
Population41,94621,287
Energy8/107/10
Compact center7/107/10
Family amenities7/108/10
Culture8/107/10
Gathering places9/108/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2027 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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