Ayer vs Harvard

4BR house$550k apart
Ayer$550k
Harvard$1.1M
Either side of the median for Massachusetts towns
Tax billOn each town’s own median 4BR$11,100/yr apart
Ayer$6,400
Harvard$17,500
Either side of the median for Massachusetts towns
To BostonLevel
Ayer68 min
Harvard66 min
Both mid-range for Massachusetts towns
SchoolsMCAS percentile, statewide47 percentile points apart
Ayer45th pct
Harvard92nd pct
Either side of the median for Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

You are paying about $550k more for a 4BR in Harvard, and in exchange you get the stronger schools. That is the trade in plain terms: $550k for three tiers of schooling.

On tax, look past the rate: Ayer works out roughly $11,100 a year cheaper on its own median 4BR.

Ayer

Choose Ayer if you want the lower price, or you want a train.

All Ayer numbers →
Harvard

Choose Harvard if you want the stronger schools of the two, or the commute matters most.

All Harvard numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsHarvard ahead on 4 of 8
AyerHarvard
School tiermixed schoolsT4top schoolsT1
MCAS achievementState percentile, all grades45th92nd
Student growthHow far the district moves children, not who enrolled48th56th
Graduation rate94.3%95.5%
State accountabilityDESE’s own summaryModerate progress toward targetsMeeting or exceeding targets
Spending per pupilHigher is not better — it tracks need, not results$19,013$25,306
Schools in the districtElementary and middle buildings the rating averages32
Private schools within 12 miAccredited, the fallback if the district does not fit39
What a home costsAyer ahead on 6 of 7
AyerHarvard
4BR house$550kT1$1.1MT3
3BR townhouse$425k$800k
2BR condo$315k$590k
3BR homeZillow’s observed median, houses and condos together — measured, not modeled like the rows above$617k$836k
3BR rent$3,180/mo$3,180/mo
Income needed for the 4BRHousehold income at our standard assumptions$149k$308k
10-year price growthCompound, 2016–20266.3% a year5.7% a year
What you pay the townAyer ahead on 2 of 4
AyerHarvard
Tax ratePer $1,000 of value — not what you pay$11.59T2$15.87T4
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$6,400≈$17,500
Town spending per residentFY2025 general fund, per head$3,716$5,004
Share of budget on schools49%47%
Getting to workAyer ahead on 1 of 3
AyerHarvard
Commute to BostonDoor to door at peak68 minT466 minT4
MBTA railCommuter rail · ~72 min to terminalNo MBTA rail
Miles from downtown30 mi29 mi
Before kindergartenHarvard ahead on 1 of 4
AyerHarvard
Licensed child care programsBefore kindergarten76
Child care placesLicensed capacity, not vacancies160177
Centers vs family programsThe rest are programs in a provider’s home2 centers4 centers
Infant places in centersFamily programs report no age split2029
What the place is likeDescribes the two, does not rank them
AyerHarvard
Population8,4796,851
Energy6/105/10
Compact center6/105/10
Family amenities6/105/10
Culture6/106/10
Gathering places7/107/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2027 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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