Acton vs Concord

4BR house$1.1M apart
Acton$1.1M
Concord$2.2M
Both among the dearest third of Massachusetts towns
Tax billOn each town’s own median 4BR$10,800/yr apart
Acton$17,900
Concord$28,700
Both among the highest third of Massachusetts towns
To Boston7 min apart
Acton54 min
Concord47 min
Both mid-range for Massachusetts towns
SchoolsMCAS percentile, statewideLevel
Acton92nd pct
Concord95th pct
Both among the top third of Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

On schools these two are genuinely close — same tier and within five MCAS percentiles of each other — so the schools should not decide it. Price and commute should.

Concord is about 7 minutes closer to downtown Boston at peak. Over a decade of commuting that gap is worth more than most people price it at.

On tax, look past the rate: Acton works out roughly $10,800 a year cheaper on its own median 4BR — despite having the higher rate of the two, because the bill follows the house.

Acton

Choose Acton if you want the lower price.

All Acton numbers →
Concord

Choose Concord if the commute matters most.

All Concord numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsConcord ahead on 3 of 9, 1 against
ActonConcord
School tiertop schoolsT1top schoolsT1
MCAS achievementState percentile, all grades92nd95th
Student growthHow far the district moves children, not who enrolled60th52nd
Graduation rate94.4%96.8%
SchoolDigger rank40th of 36121st of 361
State accountabilityDESE’s own summaryMeeting or exceeding targetsSubstantial progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$22,300$30,708
Schools in the districtElementary and middle buildings the rating averages84
Private schools within 12 miAccredited, the fallback if the district does not fit2027
What a home costsActon ahead on 6 of 8
ActonConcord
4BR house$1.1MT3$2.2MT4
3BR townhouse$800k$1.4M
2BR condo$590k$1.03M
3BR homeZillow’s observed median, houses and condos together — measured, not modeled like the rows above$807k$1.18M
5+ BR homeZillow’s top bedroom bucket — five OR MORE, so it carries the largest houses in the town. Measured, not modeled like the rows above$1.25M$2.41M
3BR rent$3,517/mo$3,673/mo
Income needed for the 4BRHousehold income at our standard assumptions$310k$587k
10-year price growthCompound, 2016–20265.2% a year5.1% a year
What you pay the townEven, 1 each of 4
ActonConcord
Tax ratePer $1,000 of value — not what you pay$16.23T4$13.05T3
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$17,900≈$28,700
Town spending per residentFY2025 general fund, per head$5,115$7,437
Share of budget on schools67%54%
Getting to workConcord ahead on 6 of 8
ActonConcord
Commute to BostonDoor to door at peak54 minT347 minT3
MBTA railCommuter rail · ~58 min to terminalCommuter rail · ~49 min to terminal
Miles from downtown21 mi17 mi
Rail to Downtown58 min49 min
Rail to Back Bay68 min59 min
Rail to Kendall Sq53 min54 min
Rail to the Seaport64 min55 min
Rail to Longwood81 min72 min
Before kindergartenActon ahead on 3 of 4
ActonConcord
Licensed child care programsBefore kindergarten1813
Child care placesLicensed capacity, not vacancies1,007758
Centers vs family programsThe rest are programs in a provider’s home12 centers12 centers
Infant places in centersFamily programs report no age split25688
What the place is likeDescribes the two, does not rank them
ActonConcord
Population24,02118,491
Energy5/107/10
Compact center4/106/10
Family amenities7/108/10
Culture7/1010/10
Gathering places7/109/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2027 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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