Carlisle vs Concord

4BR house$700k apart
Carlisle$1.5M
Concord$2.2M
Both among the dearest third of Massachusetts towns
Tax billOn each town’s own median 4BR$9,500/yr apart
Carlisle$19,200
Concord$28,700
Both among the highest third of Massachusetts towns
To Boston5 min apart
Carlisle52 min
Concord47 min
Both among the closest third of Massachusetts towns
SchoolsMCAS percentile, statewideLevel
Carlisle99th pct
Concord95th pct
Both among the top third of Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

Carlisle and Concord belong to the Concord-Carlisle district above the elementary and middle years, and each runs its own schools below that. The shared name hides a real difference in the early grades.

Concord is about 5 minutes closer to downtown Boston at peak, and it has MBTA rail while Carlisle does not. Over a decade of commuting that gap is worth more than most people price it at.

On tax, look past the rate: Carlisle works out roughly $9,500 a year cheaper on its own median 4BR.

Carlisle

Choose Carlisle if you want the lower price.

All Carlisle numbers →
Concord

Choose Concord if the commute matters most, or you want a train.

All Concord numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsCarlisle ahead on 2 of 9, 1 against
CarlisleConcord
School tiertop schoolsT1top schoolsT1
MCAS achievementState percentile, all grades99th95th
Student growthHow far the district moves children, not who enrolled58th52nd
Graduation rate96.8%96.8%
SchoolDigger rank3rd of 36121st of 361
State accountabilityDESE’s own summaryMeeting or exceeding targetsSubstantial progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$30,708$30,708
Schools in the districtElementary and middle buildings the rating averages14
Private schools within 12 miAccredited, the fallback if the district does not fit1627
What a home costsCarlisle ahead on 5 of 8
CarlisleConcord
4BR house$1.5MT4$2.2MT4
3BR townhouse$1.05M$1.4M
2BR condo$775k$1.03M
3BR homeZillow’s observed median, houses and condos together — measured, not modeled like the rows above$1.13M$1.18M
5+ BR homeZillow’s top bedroom bucket — five OR MORE, so it carries the largest houses in the town. Measured, not modeled like the rows above$1.93M$2.41M
3BR rent$3,513/mo$3,673/mo
Income needed for the 4BRHousehold income at our standard assumptions$401k$587k
10-year price growthCompound, 2016–20265.2% a year5.1% a year
What you pay the townCarlisle ahead on 1 of 4
CarlisleConcord
Tax ratePer $1,000 of value — not what you pay$12.82T3$13.05T3
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$19,200≈$28,700
Town spending per residentFY2025 general fund, per head$6,878$7,437
Share of budget on schools61%54%
Getting to workConcord ahead on 3 of 3
CarlisleConcord
Commute to BostonDoor to door at peak52 minT347 minT3
MBTA railNo MBTA railCommuter rail · ~49 min to terminal
Miles from downtown20 mi17 mi
Before kindergartenConcord ahead on 3 of 4
CarlisleConcord
Licensed child care programsBefore kindergarten313
Child care placesLicensed capacity, not vacancies134758
Centers vs family programsThe rest are programs in a provider’s home3 centers12 centers
Infant places in centersFamily programs report no age split2188
What the place is likeDescribes the two, does not rank them
CarlisleConcord
Population5,23718,491
Energy2/107/10
Compact center2/106/10
Family amenities6/108/10
Culture5/1010/10
Gathering places5/109/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2027 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

Other comparisons

Acton vs Concord
$1.1M vs $2.2M for a 4BR
Bedford vs Carlisle
$1.15M vs $1.5M for a 4BR
Carlisle vs Chelmsford
$1.5M vs $775k for a 4BR
Concord vs Sudbury
$2.2M vs $1.7M for a 4BR
Lincoln vs Sudbury
$2.5M vs $1.7M for a 4BR
Lincoln vs Waltham
$2.5M vs $1M for a 4BR
Compare every town →