Boston, Massachusetts Tier 4
Tier 4 · mixed schools · about 8 minutes door-to-door to downtown Boston at peak · 35% of households own their home.
$1.15M
4BR / 2BA house (est.)
$900k
3BR townhouse (est.)
$665k
2BR condo (est.)
$12.40
Tax per $1,000 (FY2026)
10 min
Peak drive to Boston (modeled)
🚇 0 min
Rapid transit (T) · ~0 min to downtown
35%
Homeowners (ACS 2019–23)
What it takes to live here
| Scenario (20% down) | Monthly all-in | Income needed |
|---|---|---|
| 4BR / 2BA detached house | $7,178/mo | $308k/yr |
| 3BR / 2BA townhouse | $5,656/mo | $242k/yr |
| 2BR condo | $4,225/mo | $181k/yr |
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at Boston’s actual FY2026 rate ($12.40/$1,000 = 1.24% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.
Community snapshot
| ACS 2019–2023 (via MAPC DataCommon) | Share |
|---|---|
| Homeowner households | 35% |
| White (non-Hispanic) | 45% |
| Asian (non-Hispanic) | 9.9% |
| Latino / Hispanic | 19% |
| African American (non-Hispanic) | 20% |
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.
