Marblehead vs Swampscott

4BR house$300k apart
Marblehead$1.35M
Swampscott$1.05M
Both among the dearest third of Massachusetts towns
Tax billOn each town’s own median 4BR$500/yr apart
Marblehead$11,600
Swampscott$12,100
Both among the highest third of Massachusetts towns
To Boston14 min apart
Marblehead56 min
Swampscott42 min
Both mid-range for Massachusetts towns
SchoolsMCAS percentile, statewide25 percentile points apart
Marblehead82nd pct
Swampscott57th pct
Both mid-range for Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

You are paying about $300k more for a 4BR in Marblehead, and in exchange you get the stronger schools. That is the trade in plain terms: $300k for 25 MCAS percentile points inside the same tier.

Swampscott is about 14 minutes closer to downtown Boston at peak, and it has MBTA rail while Marblehead does not. Over a decade of commuting that gap is worth more than most people price it at.

Marblehead

Choose Marblehead if you want the stronger schools of the two.

All Marblehead numbers →
Swampscott

Choose Swampscott if you want the lower price, or the commute matters most, or you want a train.

All Swampscott numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsMarblehead ahead on 5 of 10, 1 against
MarbleheadSwampscott
School tierstrong schoolsT2strong schoolsT2
MCAS achievementState percentile, all grades82nd57th
Student growthHow far the district moves children, not who enrolled54th45th
Graduation rate97.6%93.5%
Niche district rank44th of 23677th of 236
SchoolDigger rank93rd of 361122nd of 361
State accountabilityDESE’s own summarySubstantial progress toward targetsModerate progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$21,971$21,735
Schools in the districtElementary and middle buildings the rating averages42
Private schools within 12 miAccredited, the fallback if the district does not fit1336
What a home costsSwampscott ahead on 4 of 6
MarbleheadSwampscott
4BR house$1.35MT3$1.05MT3
3BR townhouse$900k$780k
2BR condo$665k$575k
3BR rent$3,287/mo$3,287/mo
Income needed for the 4BRHousehold income at our standard assumptions$341k$278k
10-year price growthCompound, 2016–20265.9% a year6.3% a year
What you pay the townMarblehead ahead on 1 of 4
MarbleheadSwampscott
Tax ratePer $1,000 of value — not what you pay$8.56T1$11.50T2
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$11,600≈$12,100
Town spending per residentFY2025 general fund, per head$5,123$4,789
Share of budget on schools45%45%
Getting to workSwampscott ahead on 3 of 3
MarbleheadSwampscott
Commute to BostonDoor to door at peak56 minT342 minT2
MBTA railNo MBTA railCommuter rail · ~31 min to terminal
Miles from downtown15 mi10 mi
Before kindergartenMarblehead ahead on 3 of 4
MarbleheadSwampscott
Licensed child care programsBefore kindergarten2017
Child care placesLicensed capacity, not vacancies1,273679
Centers vs family programsThe rest are programs in a provider’s home15 centers9 centers
Infant places in centersFamily programs report no age split243147
What the place is likeDescribes the two, does not rank them
MarbleheadSwampscott
Population20,44115,111
Energy6/106/10
Compact center7/107/10
Family amenities7/107/10
Culture8/107/10
Gathering places8/108/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2026 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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