Salem vs Swampscott

4BR house$325k apart
Salem$725k
Swampscott$1.05M
Either side of the median for Massachusetts towns
Tax billOn each town’s own median 4BR$4,300/yr apart
Salem$7,800
Swampscott$12,100
Either side of the median for Massachusetts towns
To Boston5 min apart
Salem47 min
Swampscott42 min
Both among the closest third of Massachusetts towns
SchoolsMCAS percentile, statewide36 percentile points apart
Salem21st pct
Swampscott57th pct
Either side of the median for Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

You are paying about $325k more for a 4BR in Swampscott, and in exchange you get the stronger schools. That is the trade in plain terms: $325k for one tier of schooling.

Swampscott is about 5 minutes closer to downtown Boston at peak. Over a decade of commuting that gap is worth more than most people price it at.

On tax, look past the rate: Salem works out roughly $4,300 a year cheaper on its own median 4BR.

Salem

Choose Salem if you want the lower price.

All Salem numbers →
Swampscott

Choose Swampscott if you want the stronger schools of the two, or the commute matters most.

All Swampscott numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsSwampscott ahead on 4 of 8, 1 against
SalemSwampscott
School tiersolid schoolsT3strong schoolsT2
MCAS achievementState percentile, all grades21st57th
Student growthHow far the district moves children, not who enrolled53rd45th
Graduation rate86.3%93.5%
State accountabilityDESE’s own summarySubstantial progress toward targetsModerate progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$25,712$21,735
Schools in the districtElementary and middle buildings the rating averages82
Private schools within 12 miAccredited, the fallback if the district does not fit1536
What a home costsSalem ahead on 4 of 6
SalemSwampscott
4BR house$725kT2$1.05MT3
3BR townhouse$575k$780k
2BR condo$425k$575k
3BR rent$3,287/mo$3,287/mo
Income needed for the 4BRHousehold income at our standard assumptions$193k$278k
10-year price growthCompound, 2016–20266.1% a year6.3% a year
What you pay the townSalem ahead on 1 of 4
SalemSwampscott
Tax ratePer $1,000 of value — not what you pay$10.78T2$11.50T2
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$7,800≈$12,100
Town spending per residentFY2025 general fund, per head$4,074$4,789
Share of budget on schools43%45%
Getting to workSwampscott ahead on 7 of 8
SalemSwampscott
Commute to BostonDoor to door at peak47 minT342 minT2
MBTA railCommuter rail · ~38 min to terminalCommuter rail · ~31 min to terminal
Miles from downtown13 mi10 mi
Rail to Downtown38 min31 min
Rail to Back Bay48 min41 min
Rail to Kendall Sq50 min42 min
Rail to the Seaport50 min41 min
Rail to Longwood66 min56 min
Before kindergartenSalem ahead on 3 of 4
SalemSwampscott
Licensed child care programsBefore kindergarten5917
Child care placesLicensed capacity, not vacancies1,804679
Centers vs family programsThe rest are programs in a provider’s home21 centers9 centers
Infant places in centersFamily programs report no age split235147
What the place is likeDescribes the two, does not rank them
SalemSwampscott
Population44,48015,111
Energy9/106/10
Compact center9/107/10
Family amenities7/107/10
Culture10/107/10
Gathering places10/108/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2026 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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