Lynn vs Saugus
marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.
You are paying about $75k more for a 4BR in Saugus, and in exchange you get the stronger schools. That is the trade in plain terms: $75k for one tier of schooling.
Saugus is about 5 minutes closer to downtown Boston at peak. Over a decade of commuting that gap is worth more than most people price it at.
On tax, look past the rate: Lynn works out roughly $900 a year cheaper on its own median 4BR.
Choose Lynn if you want the lower price, or you want a train.
All Lynn numbers →Choose Saugus if you want the stronger schools of the two, or the commute matters most.
All Saugus numbers →Side by side
Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.
SchoolsSaugus ahead on 4 of 8
| Lynn | Saugus | |
|---|---|---|
| School tier | mixed schoolsT4 | solid schoolsT3 |
| MCAS achievement | 2nd | 24th |
| Student growth | 50th | 46th |
| Graduation rate | 75.6% | 84.1% |
| State accountability | Moderate progress toward targets | Moderate progress toward targets |
| Spending per pupil | $22,388 | $18,547 |
| Schools in the district | 24 | 3 |
| Private schools within 12 mi | 42 | 51 |
What a home costsLynn ahead on 7 of 8
| Lynn | Saugus | |
|---|---|---|
| 4BR house | $650kT2 | $725kT2 |
| 3BR townhouse | $525k | $575k |
| 2BR condo | $390k | $425k |
| 3BR home | $607k | $705k |
| 5+ BR home | $781k | $916k |
| 3BR rent | $3,180/mo | $3,377/mo |
| Income needed for the 4BR | $172k | $192k |
| 10-year price growth | 7.2% a year | 5.9% a year |
What you pay the townLynn ahead on 1 of 4
| Lynn | Saugus | |
|---|---|---|
| Tax rate | $10.30T2 | $10.42T2 |
| Est. tax bill on that 4BR | ≈$6,700 | ≈$7,600 |
| Town spending per resident | $5,374 | $3,895 |
| Share of budget on schools | 47% | 33% |
Getting to workSaugus ahead on 2 of 3, 1 against
| Lynn | Saugus | |
|---|---|---|
| Commute to Boston | 40 minT2 | 35 minT2 |
| MBTA rail | Commuter rail · ~28 min to terminal | No MBTA rail |
| Miles from downtown | 9 mi | 8 mi |
Before kindergartenLynn ahead on 3 of 4
| Lynn | Saugus | |
|---|---|---|
| Licensed child care programs | 262 | 32 |
| Child care places | 4,913 | 765 |
| Centers vs family programs | 38 centers | 7 centers |
| Infant places in centers | 343 | 148 |
What the place is likeDescribes the two, does not rank them
| Lynn | Saugus | |
|---|---|---|
| Population | 101,253 | 28,619 |
| Energy | 7/10 | 7/10 |
| Compact center | 9/10 | 6/10 |
| Family amenities | 5/10 | 4/10 |
| Culture | 7/10 | 5/10 |
| Gathering places | 8/10 | 7/10 |
The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.
Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2027 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.
