Chatham vs Harwich

4BR house$350k apart
Chatham$1.1M
Harwich$750k
Both mid-range for Massachusetts towns
Tax billOn each town’s own median 4BRLevel
Chatham$5,500
Harwich$5,600
Both among the lowest third of Massachusetts towns
To Boston6 min apart
Chatham114 min
Harwich108 min
Both among the furthest third of Massachusetts towns
SchoolsMCAS percentile, statewideLevel
Chatham56th pct
Harwich56th pct
Both mid-range for Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

Chatham and Harwich are not two school districts that happen to look alike — they are one. Both are Monomoy Regional, down to the same elementary buildings, so every school figure on this page is identical for the two. Schools cannot decide this one, which makes everything below the whole of it.

Harwich is about 6 minutes closer to downtown Boston at peak. Over a decade of commuting that gap is worth more than most people price it at.

Chatham

Choose Chatham if you prefer the town itself — the numbers do not separate them.

All Chatham numbers →
Harwich

Choose Harwich if you want the lower price, or the commute matters most.

All Harwich numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsChatham ahead on 1 of 10
ChathamHarwich
School tiersolid schoolsT3solid schoolsT3
MCAS achievementState percentile, all grades56th56th
Student growthHow far the district moves children, not who enrolled50th50th
Graduation rate97.4%97.4%
Niche district rank71st of 23671st of 236
SchoolDigger rank104th of 361196th of 361
State accountabilityDESE’s own summaryModerate progress toward targetsModerate progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$25,510$25,510
Schools in the districtElementary and middle buildings the rating averages33
Private schools within 12 miAccredited, the fallback if the district does not fit11
What a home costsHarwich ahead on 4 of 6
ChathamHarwich
4BR house$1.1MT3$750kT2
3BR townhouse$800k$575k
2BR condo$590k$425k
3BR rent$2,840/mo$3,063/mo
Income needed for the 4BRHousehold income at our standard assumptions$266k$190k
10-year price growthCompound, 2016–20267.3% a year6.9% a year
What you pay the townChatham ahead on 1 of 4
ChathamHarwich
Tax ratePer $1,000 of value — not what you pay$5.00T1$7.50T1
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$5,500≈$5,600
Town spending per residentFY2025 general fund, per head$8,344$6,030
Share of budget on schools20%40%
Getting to workHarwich ahead on 1 of 3
ChathamHarwich
Commute to BostonDoor to door at peak114 minT4108 minT4
MBTA railNo MBTA railNo MBTA rail
Miles from downtown76 mi70 mi
Before kindergartenHarwich ahead on 3 of 4
ChathamHarwich
Licensed child care programsBefore kindergarten37
Child care placesLicensed capacity, not vacancies101157
Centers vs family programsThe rest are programs in a provider’s home3 centers3 centers
Infant places in centersFamily programs report no age split019
What the place is likeDescribes the two, does not rank them
ChathamHarwich
Population6,59413,440
Energy7/106/10
Compact center6/105/10
Family amenities7/106/10
Culture8/107/10
Gathering places9/108/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2026 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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