Haverhill, Massachusetts Tier 4
Tier 4 · mixed schools · about 68 minutes door-to-door to downtown Boston at peak · 61% of households own their home.
$625k
4BR / 2BA house (est.)
$500k
3BR townhouse (est.)
$370k
2BR condo (est.)
$10.61
Tax per $1,000 (FY2026)
68 min
Peak drive to Boston (modeled)
🚆 60 min
Commuter rail · ~60 min to terminal
61%
Homeowners (ACS 2019–23)
What it takes to live here
| Scenario (20% down) | Monthly all-in | Income needed |
|---|---|---|
| 4BR / 2BA detached house | $3,888/mo | $167k/yr |
| 3BR / 2BA townhouse | $3,145/mo | $135k/yr |
| 2BR condo | $2,373/mo | $102k/yr |
Monthly = mortgage (6.5%, 30-year, 20% down) + property tax at Haverhill’s actual FY2026 rate ($10.61/$1,000 = 1.06% of assessed value) + $175 insurance. “Income needed” keeps housing at 28% of gross income. Prices are market estimates, not appraisals.
Community snapshot
| ACS 2019–2023 (via MAPC DataCommon) | Share |
|---|---|
| Homeowner households | 61% |
| White (non-Hispanic) | 65% |
| Asian (non-Hispanic) | 1.3% |
| Latino / Hispanic | 26% |
| African American (non-Hispanic) | 2.6% |
These figures are neutral census facts, shown for every town equally. They are never used to filter, rank, or recommend towns — see our methodology and the federal Fair Housing Act.
