Chelmsford vs Westford

4BR house$325k apart
Chelmsford$775k
Westford$1.1M
Both mid-range for Massachusetts towns
Tax billOn each town’s own median 4BR$4,100/yr apart
Chelmsford$10,300
Westford$14,400
Both mid-range for Massachusetts towns
To BostonLevel
Chelmsford57 min
Westford60 min
Both mid-range for Massachusetts towns
SchoolsMCAS percentile, statewide16 percentile points apart
Chelmsford74th pct
Westford90th pct
Both among the top third of Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

You are paying about $325k more for a 4BR in Westford, and in exchange you get the stronger schools. That is the trade in plain terms: $325k for one tier of schooling.

On tax, look past the rate: Chelmsford works out roughly $4,100 a year cheaper on its own median 4BR — despite having the higher rate of the two, because the bill follows the house.

Chelmsford

Choose Chelmsford if you want the lower price, or the commute matters most.

All Chelmsford numbers →
Westford

Choose Westford if you want the stronger schools of the two.

All Westford numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsWestford ahead on 4 of 10, 1 against
ChelmsfordWestford
School tierstrong schoolsT2top schoolsT1
MCAS achievementState percentile, all grades74th90th
Student growthHow far the district moves children, not who enrolled51st53rd
Graduation rate96%97.9%
Niche district rank59th of 23611th of 236
SchoolDigger rank90th of 36161st of 361
State accountabilityDESE’s own summaryModerate progress toward targetsSubstantial progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$18,640$19,262
Schools in the districtElementary and middle buildings the rating averages78
Private schools within 12 miAccredited, the fallback if the district does not fit107
What a home costsChelmsford ahead on 7 of 8
ChelmsfordWestford
4BR house$775kT2$1.1MT3
3BR townhouse$610k$800k
2BR condo$450k$590k
3BR homeZillow’s observed median, houses and condos together — measured, not modeled like the rows above$692k$744k
5+ BR homeZillow’s top bedroom bucket — five OR MORE, so it carries the largest houses in the town. Measured, not modeled like the rows above$914k$1.19M
3BR rent$3,343/mo$3,670/mo
Income needed for the 4BRHousehold income at our standard assumptions$212k$297k
10-year price growthCompound, 2016–20266.1% a year5.2% a year
What you pay the townChelmsford ahead on 1 of 4
ChelmsfordWestford
Tax ratePer $1,000 of value — not what you pay$13.27T3$13.11T3
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$10,300≈$14,400
Town spending per residentFY2025 general fund, per head$4,330$4,972
Share of budget on schools49%57%
Getting to workLevel across all 3
ChelmsfordWestford
Commute to BostonDoor to door at peak57 minT360 minT3
MBTA railNo MBTA railNo MBTA rail
Miles from downtown23 mi25 mi
Before kindergartenChelmsford ahead on 1 of 4
ChelmsfordWestford
Licensed child care programsBefore kindergarten3030
Child care placesLicensed capacity, not vacancies1,5041,599
Centers vs family programsThe rest are programs in a provider’s home16 centers19 centers
Infant places in centersFamily programs report no age split435340
What the place is likeDescribes the two, does not rank them
ChelmsfordWestford
Population36,39224,643
Energy6/105/10
Compact center6/104/10
Family amenities4/107/10
Culture6/107/10
Gathering places7/107/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2027 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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