Bedford vs Carlisle

4BR house$350k apart
Bedford$1.15M
Carlisle$1.5M
Both among the dearest third of Massachusetts towns
Tax billOn each town’s own median 4BR$4,800/yr apart
Bedford$14,400
Carlisle$19,200
Both among the highest third of Massachusetts towns
To Boston8 min apart
Bedford44 min
Carlisle52 min
Both among the closest third of Massachusetts towns
SchoolsMCAS percentile, statewide8 percentile points apart
Bedford91st pct
Carlisle99th pct
Both among the top third of Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

You are paying about $350k more for a 4BR in Carlisle, and in exchange you get the stronger schools. That is the trade in plain terms: $350k for one tier of schooling.

Bedford is about 8 minutes closer to downtown Boston at peak. Over a decade of commuting that gap is worth more than most people price it at.

On tax, look past the rate: Bedford works out roughly $4,800 a year cheaper on its own median 4BR.

Bedford

Choose Bedford if you want the lower price, or the commute matters most.

All Bedford numbers →
Carlisle

Choose Carlisle if you want the stronger schools of the two.

All Carlisle numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsCarlisle ahead on 3 of 9, 1 against
BedfordCarlisle
School tierstrong schoolsT2top schoolsT1
MCAS achievementState percentile, all grades91st99th
Student growthHow far the district moves children, not who enrolled54th58th
Graduation rate98.7%96.8%
SchoolDigger rank29th of 3613rd of 361
State accountabilityDESE’s own summarySubstantial progress toward targetsMeeting or exceeding targets
Spending per pupilHigher is not better — it tracks need, not results$25,410$30,708
Schools in the districtElementary and middle buildings the rating averages31
Private schools within 12 miAccredited, the fallback if the district does not fit3316
What a home costsBedford ahead on 6 of 8, 1 against
BedfordCarlisle
4BR house$1.15MT3$1.5MT4
3BR townhouse$850k$1.05M
2BR condo$630k$775k
3BR homeZillow’s observed median, houses and condos together — measured, not modeled like the rows above$941k$1.13M
5+ BR homeZillow’s top bedroom bucket — five OR MORE, so it carries the largest houses in the town. Measured, not modeled like the rows above$1.54M$1.93M
3BR rent$4,523/mo$3,513/mo
Income needed for the 4BRHousehold income at our standard assumptions$308k$401k
10-year price growthCompound, 2016–20265% a year5.2% a year
What you pay the townBedford ahead on 1 of 4
BedfordCarlisle
Tax ratePer $1,000 of value — not what you pay$12.49T2$12.82T3
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$14,400≈$19,200
Town spending per residentFY2025 general fund, per head$8,149$6,878
Share of budget on schools44%61%
Getting to workBedford ahead on 2 of 3
BedfordCarlisle
Commute to BostonDoor to door at peak44 minT252 minT3
MBTA railNo MBTA railNo MBTA rail
Miles from downtown15 mi20 mi
Before kindergartenBedford ahead on 3 of 4
BedfordCarlisle
Licensed child care programsBefore kindergarten113
Child care placesLicensed capacity, not vacancies898134
Centers vs family programsThe rest are programs in a provider’s home10 centers3 centers
Infant places in centersFamily programs report no age split18421
What the place is likeDescribes the two, does not rank them
BedfordCarlisle
Population14,3835,237
Energy6/102/10
Compact center6/102/10
Family amenities8/106/10
Culture6/105/10
Gathering places7/105/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2027 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

Other comparisons

Bedford vs Billerica
$1.15M vs $700k for a 4BR
Bedford vs Burlington
$1.15M vs $900k for a 4BR
Carlisle vs Chelmsford
$1.5M vs $775k for a 4BR
Carlisle vs Concord
$1.5M vs $2.2M for a 4BR
Billerica vs Burlington
$700k vs $900k for a 4BR
Burlington vs Woburn
$900k vs $825k for a 4BR
Compare every town →