Charlton vs Sturbridge

4BR houseLevel
Charlton$550k
Sturbridge$550k
Both among the cheapest third of Massachusetts towns
Tax billOn each town’s own median 4BR$2,600/yr apart
Charlton$6,000
Sturbridge$8,600
Both mid-range for Massachusetts towns
To Boston7 min apart
Charlton87 min
Sturbridge94 min
Both among the furthest third of Massachusetts towns
SchoolsMCAS percentile, statewide26 percentile points apart
Charlton34th pct
Sturbridge60th pct
Either side of the median for Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

The prices are essentially identical, so schools break the tie: Sturbridge is ahead — 60th percentile on MCAS against 34th.

Charlton is about 7 minutes closer to downtown Boston at peak. Over a decade of commuting that gap is worth more than most people price it at.

On tax, look past the rate: Charlton works out roughly $2,600 a year cheaper on its own median 4BR.

Charlton

Choose Charlton if the commute matters most.

All Charlton numbers →
Sturbridge

Choose Sturbridge if you want the stronger schools of the two, or you want the lower price.

All Sturbridge numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsSturbridge ahead on 3 of 10, 1 against
CharltonSturbridge
School tiersolid schoolsT3solid schoolsT3
MCAS achievementState percentile, all grades34th60th
Student growthHow far the district moves children, not who enrolled45th45th
Graduation rate90.6%95.5%
Niche district rank106th of 23672nd of 236
SchoolDigger rank233rd of 361257th of 361
State accountabilityDESE’s own summaryModerate progress toward targetsSubstantial progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$17,572$21,257
Schools in the districtElementary and middle buildings the rating averages61
Private schools within 12 miAccredited, the fallback if the district does not fit00
What a home costsCharlton ahead on 1 of 8
CharltonSturbridge
4BR house$550kT1$550kT1
3BR townhouse$425k$425k
2BR condo$315k$315k
3BR homeZillow’s observed median, houses and condos together — measured, not modeled like the rows above$527k$507k
5+ BR homeZillow’s top bedroom bucket — five OR MORE, so it carries the largest houses in the town. Measured, not modeled like the rows above$686k$700k
3BR rent$2,300/mo$2,520/mo
Income needed for the 4BRHousehold income at our standard assumptions$148k$157k
10-year price growthCompound, 2016–20266.6% a year6.6% a year
What you pay the townCharlton ahead on 2 of 4
CharltonSturbridge
Tax ratePer $1,000 of value — not what you pay$10.94T2$15.60T4
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$6,000≈$8,600
Town spending per residentFY2025 general fund, per head$3,172$4,355
Share of budget on schools50%51%
Getting to workCharlton ahead on 2 of 3
CharltonSturbridge
Commute to BostonDoor to door at peak87 minT494 minT4
MBTA railNo MBTA railNo MBTA rail
Miles from downtown49 mi56 mi
Before kindergartenCharlton ahead on 2 of 4
CharltonSturbridge
Licensed child care programsBefore kindergarten1613
Child care placesLicensed capacity, not vacancies453287
Centers vs family programsThe rest are programs in a provider’s home5 centers5 centers
Infant places in centersFamily programs report no age split4345
What the place is likeDescribes the two, does not rank them
CharltonSturbridge
Population13,3159,867
Energy4/107/10
Compact center4/107/10
Family amenities3/104/10
Culture4/108/10
Gathering places6/108/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2027 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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