Somerset vs Swansea

4BR houseLevel
Somerset$575k
Swansea$575k
Both among the cheapest third of Massachusetts towns
Tax billOn each town’s own median 4BR$900/yr apart
Somerset$7,400
Swansea$6,500
Both among the lowest third of Massachusetts towns
To BostonLevel
Somerset81 min
Swansea80 min
Both among the furthest third of Massachusetts towns
SchoolsMCAS percentile, statewideLevel
Somerset53rd pct
Swansea50th pct
Both mid-range for Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

On schools these two are genuinely close — same tier and within five MCAS percentiles of each other — so the schools should not decide it. Price and commute should.

On tax, look past the rate: Swansea works out roughly $900 a year cheaper on its own median 4BR.

Somerset

Choose Somerset if you prefer the town itself — the numbers do not separate them.

All Somerset numbers →
Swansea

Choose Swansea if you want the lower price, or the commute matters most.

All Swansea numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsLevel across all 8
SomersetSwansea
School tiersolid schoolsT3solid schoolsT3
MCAS achievementState percentile, all grades53rd50th
Student growthHow far the district moves children, not who enrolled48th50th
Graduation rate93.7%93%
State accountabilityDESE’s own summaryModerate progress toward targetsModerate progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$20,176$17,966
Schools in the districtElementary and middle buildings the rating averages45
Private schools within 12 miAccredited, the fallback if the district does not fit00
What a home costsLevel across all 8
SomersetSwansea
4BR house$575kT1$575kT1
3BR townhouse$445k$445k
2BR condo$330k$330k
3BR homeZillow’s observed median, houses and condos together — measured, not modeled like the rows above$517k$542k
5+ BR homeZillow’s top bedroom bucket — five OR MORE, so it carries the largest houses in the town. Measured, not modeled like the rows above$637k$668k
3BR rent$2,280/mo$2,280/mo
Income needed for the 4BRHousehold income at our standard assumptions$159k$155k
10-year price growthCompound, 2016–20267% a year6.7% a year
What you pay the townSwansea ahead on 2 of 4
SomersetSwansea
Tax ratePer $1,000 of value — not what you pay$12.93T3$11.36T2
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$7,400≈$6,500
Town spending per residentFY2025 general fund, per head$3,792$3,327
Share of budget on schools54%51%
Getting to workLevel across all 3
SomersetSwansea
Commute to BostonDoor to door at peak81 minT480 minT4
MBTA railNo MBTA railNo MBTA rail
Miles from downtown43 mi42 mi
Before kindergartenSwansea ahead on 1 of 4
SomersetSwansea
Licensed child care programsBefore kindergarten1516
Child care placesLicensed capacity, not vacancies527463
Centers vs family programsThe rest are programs in a provider’s home9 centers9 centers
Infant places in centersFamily programs report no age split6085
What the place is likeDescribes the two, does not rank them
SomersetSwansea
Population18,30317,144
Energy4/104/10
Compact center4/104/10
Family amenities6/102/10
Culture4/104/10
Gathering places6/106/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2027 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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