Fall River vs Swansea

4BR house$125k apart
Fall River$450k
Swansea$575k
Both among the cheapest third of Massachusetts towns
Tax billOn each town’s own median 4BR$1,300/yr apart
Fall River$5,200
Swansea$6,500
Both among the lowest third of Massachusetts towns
To BostonLevel
Fall River82 min
Swansea80 min
Both among the furthest third of Massachusetts towns
SchoolsMCAS percentile, statewide45 percentile points apart
Fall River5th pct
Swansea50th pct
Both mid-range for Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

You are paying about $125k more for a 4BR in Swansea, and in exchange you get the stronger schools. That is the trade in plain terms: $125k for one tier of schooling.

On tax, look past the rate: Fall River works out roughly $1,300 a year cheaper on its own median 4BR — despite having the higher rate of the two, because the bill follows the house.

Fall River

Choose Fall River if you want the lower price, or you want a train.

All Fall River numbers →
Swansea

Choose Swansea if you want the stronger schools of the two, or the commute matters most.

All Swansea numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsSwansea ahead on 3 of 8, 1 against
Fall RiverSwansea
School tiermixed schoolsT4solid schoolsT3
MCAS achievementState percentile, all grades5th50th
Student growthHow far the district moves children, not who enrolled46th50th
Graduation rate76.8%93%
State accountabilityDESE’s own summaryIn need of focused/targeted supportModerate progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$23,626$17,966
Schools in the districtElementary and middle buildings the rating averages175
Private schools within 12 miAccredited, the fallback if the district does not fit20
What a home costsFall River ahead on 7 of 8
Fall RiverSwansea
4BR house$450kT1$575kT1
3BR townhouse$340k$445k
2BR condo$250k$330k
3BR homeZillow’s observed median, houses and condos together — measured, not modeled like the rows above$469k$542k
5+ BR homeZillow’s top bedroom bucket — five OR MORE, so it carries the largest houses in the town. Measured, not modeled like the rows above$594k$668k
3BR rent$2,187/mo$2,280/mo
Income needed for the 4BRHousehold income at our standard assumptions$123k$155k
10-year price growthCompound, 2016–20267.5% a year6.7% a year
What you pay the townFall River ahead on 1 of 4
Fall RiverSwansea
Tax ratePer $1,000 of value — not what you pay$11.48T2$11.36T2
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$5,200≈$6,500
Town spending per residentFY2025 general fund, per head$4,577$3,327
Share of budget on schools46%51%
Getting to workFall River ahead on 1 of 3
Fall RiverSwansea
Commute to BostonDoor to door at peak82 minT480 minT4
MBTA railCommuter rail · ~103 min to terminalNo MBTA rail
Miles from downtown44 mi42 mi
Before kindergartenFall River ahead on 3 of 4
Fall RiverSwansea
Licensed child care programsBefore kindergarten10116
Child care placesLicensed capacity, not vacancies2,788463
Centers vs family programsThe rest are programs in a provider’s home33 centers9 centers
Infant places in centersFamily programs report no age split33985
What the place is likeDescribes the two, does not rank them
Fall RiverSwansea
Population94,00017,144
Energy6/104/10
Compact center8/104/10
Family amenities4/102/10
Culture7/104/10
Gathering places7/106/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2027 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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