Bellingham vs Norfolk

4BR house$275k apart
Bellingham$675k
Norfolk$950k
Either side of the median for Massachusetts towns
Tax billOn each town’s own median 4BR$5,500/yr apart
Bellingham$8,800
Norfolk$14,300
Either side of the median for Massachusetts towns
To Boston10 min apart
Bellingham65 min
Norfolk55 min
Either side of the median for Massachusetts towns
SchoolsMCAS percentile, statewide52 percentile points apart
Bellingham26th pct
Norfolk78th pct
Either side of the median for Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

You are paying about $275k more for a 4BR in Norfolk, and in exchange you get the stronger schools. That is the trade in plain terms: $275k for one tier of schooling.

Norfolk is about 10 minutes closer to downtown Boston at peak, and it has MBTA rail while Bellingham does not. Over a decade of commuting that gap is worth more than most people price it at.

On tax, look past the rate: Bellingham works out roughly $5,500 a year cheaper on its own median 4BR.

Bellingham

Choose Bellingham if you want the lower price.

All Bellingham numbers →
Norfolk

Choose Norfolk if you want the stronger schools of the two, or the commute matters most, or you want a train.

All Norfolk numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsNorfolk ahead on 4 of 8
BellinghamNorfolk
School tiersolid schoolsT3strong schoolsT2
MCAS achievementState percentile, all grades26th78th
Student growthHow far the district moves children, not who enrolled44th48th
Graduation rate88%95.3%
State accountabilityDESE’s own summaryModerate progress toward targetsSubstantial progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$21,558$18,632
Schools in the districtElementary and middle buildings the rating averages32
Private schools within 12 miAccredited, the fallback if the district does not fit211
What a home costsBellingham ahead on 5 of 6
BellinghamNorfolk
4BR house$675kT2$950kT3
3BR townhouse$525k$720k
2BR condo$390k$535k
3BR rent$3,287/mo$3,103/mo
Income needed for the 4BRHousehold income at our standard assumptions$185k$264k
10-year price growthCompound, 2016–20265.9% a year5% a year
What you pay the townBellingham ahead on 2 of 4
BellinghamNorfolk
Tax ratePer $1,000 of value — not what you pay$13.00T3$15.00T4
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$8,800≈$14,300
Town spending per residentFY2025 general fund, per head$4,949$4,725
Share of budget on schools44%51%
Getting to workNorfolk ahead on 3 of 3
BellinghamNorfolk
Commute to BostonDoor to door at peak65 minT455 minT3
MBTA railNo MBTA railCommuter rail · ~55 min to terminal
Miles from downtown28 mi22 mi
Before kindergartenBellingham ahead on 3 of 4
BellinghamNorfolk
Licensed child care programsBefore kindergarten204
Child care placesLicensed capacity, not vacancies561141
Centers vs family programsThe rest are programs in a provider’s home6 centers3 centers
Infant places in centersFamily programs report no age split7532
What the place is likeDescribes the two, does not rank them
BellinghamNorfolk
Population16,94511,662
Energy6/104/10
Compact center6/104/10
Family amenities3/104/10
Culture6/104/10
Gathering places7/106/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2026 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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