Bellingham vs Franklin

4BR house$175k apart
Bellingham$675k
Franklin$850k
Either side of the median for Massachusetts towns
Tax billOn each town’s own median 4BR$900/yr apart
Bellingham$8,800
Franklin$9,700
Either side of the median for Massachusetts towns
To BostonLevel
Bellingham65 min
Franklin62 min
Either side of the median for Massachusetts towns
SchoolsMCAS percentile, statewide54 percentile points apart
Bellingham26th pct
Franklin80th pct
Either side of the median for Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

You are paying about $175k more for a 4BR in Franklin, and in exchange you get the stronger schools. That is the trade in plain terms: $175k for one tier of schooling.

Bellingham

Choose Bellingham if you want the lower price.

All Bellingham numbers →
Franklin

Choose Franklin if you want the stronger schools of the two, or the commute matters most, or you want a train.

All Franklin numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsFranklin ahead on 5 of 8
BellinghamFranklin
School tiersolid schoolsT3strong schoolsT2
MCAS achievementState percentile, all grades26th80th
Student growthHow far the district moves children, not who enrolled44th52nd
Graduation rate88%97.7%
State accountabilityDESE’s own summaryModerate progress toward targetsSubstantial progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$21,558$19,413
Schools in the districtElementary and middle buildings the rating averages36
Private schools within 12 miAccredited, the fallback if the district does not fit24
What a home costsBellingham ahead on 5 of 6
BellinghamFranklin
4BR house$675kT2$850kT2
3BR townhouse$525k$650k
2BR condo$390k$480k
3BR rent$3,287/mo$3,090/mo
Income needed for the 4BRHousehold income at our standard assumptions$185k$226k
10-year price growthCompound, 2016–20265.9% a year5.4% a year
What you pay the townEven, 1 each of 4
BellinghamFranklin
Tax ratePer $1,000 of value — not what you pay$13.00T3$11.42T2
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$8,800≈$9,700
Town spending per residentFY2025 general fund, per head$4,949$4,507
Share of budget on schools44%54%
Getting to workFranklin ahead on 1 of 3
BellinghamFranklin
Commute to BostonDoor to door at peak65 minT462 minT4
MBTA railNo MBTA railCommuter rail · ~62 min to terminal
Miles from downtown28 mi26 mi
Before kindergartenFranklin ahead on 3 of 4
BellinghamFranklin
Licensed child care programsBefore kindergarten2030
Child care placesLicensed capacity, not vacancies5611,445
Centers vs family programsThe rest are programs in a provider’s home6 centers15 centers
Infant places in centersFamily programs report no age split75351
What the place is likeDescribes the two, does not rank them
BellinghamFranklin
Population16,94533,261
Energy6/106/10
Compact center6/106/10
Family amenities3/104/10
Culture6/106/10
Gathering places7/108/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2026 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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