Belchertown vs Ware

4BR house$125k apart
Belchertown$500k
Ware$375k
Both among the cheapest third of Massachusetts towns
Tax billOn each town’s own median 4BR$2,200/yr apart
Belchertown$7,600
Ware$5,400
Both mid-range for Massachusetts towns
To Boston6 min apart
Belchertown107 min
Ware101 min
Both among the furthest third of Massachusetts towns
SchoolsMCAS percentile, statewide29 percentile points apart
Belchertown45th pct
Ware16th pct
Both mid-range for Massachusetts districts

marks the Massachusetts median on each scale. The better of the two is picked out where the gap is big enough to call; where neither is, they are level.

You are paying about $125k more for a 4BR in Belchertown, and in exchange you get the stronger schools. That is the trade in plain terms: $125k for one tier of schooling.

Ware is about 6 minutes closer to downtown Boston at peak. Over a decade of commuting that gap is worth more than most people price it at.

On tax, look past the rate: Ware works out roughly $2,200 a year cheaper on its own median 4BR.

Belchertown

Choose Belchertown if you want the stronger schools of the two.

All Belchertown numbers →
Ware

Choose Ware if you want the lower price, or the commute matters most.

All Ware numbers →

Side by side

Some rows have no better. Town character describes a place rather than ranking it, and per-pupil spending tracks need rather than results, so neither is picked out.

SchoolsBelchertown ahead on 5 of 9
BelchertownWare
School tiersolid schoolsT3mixed schoolsT4
MCAS achievementState percentile, all grades45th16th
Student growthHow far the district moves children, not who enrolled51st45th
Graduation rate89.7%89.5%
SchoolDigger rank157th of 361326th of 361
State accountabilityDESE’s own summaryModerate progress toward targetsModerate progress toward targets
Spending per pupilHigher is not better — it tracks need, not results$17,838$19,436
Schools in the districtElementary and middle buildings the rating averages42
Private schools within 12 miAccredited, the fallback if the district does not fit31
What a home costsWare ahead on 8 of 8
BelchertownWare
4BR house$500kT1$375kT1
3BR townhouse$385k$290k
2BR condo$285k$215k
3BR homeZillow’s observed median, houses and condos together — measured, not modeled like the rows above$487k$369k
5+ BR homeZillow’s top bedroom bucket — five OR MORE, so it carries the largest houses in the town. Measured, not modeled like the rows above$600k$391k
3BR rent$2,577/mo$2,300/mo
Income needed for the 4BRHousehold income at our standard assumptions$143k$108k
10-year price growthCompound, 2016–20265.8% a year6.7% a year
What you pay the townWare ahead on 1 of 4
BelchertownWare
Tax ratePer $1,000 of value — not what you pay$15.13T4$14.49T3
Est. tax bill on that 4BRRate times the town’s own median 4BR≈$7,600≈$5,400
Town spending per residentFY2025 general fund, per head$3,735$3,805
Share of budget on schools53%49%
Getting to workWare ahead on 1 of 3
BelchertownWare
Commute to BostonDoor to door at peak107 minT4101 minT4
MBTA railNo MBTA railNo MBTA rail
Miles from downtown69 mi63 mi
Before kindergartenBelchertown ahead on 3 of 4
BelchertownWare
Licensed child care programsBefore kindergarten1711
Child care placesLicensed capacity, not vacancies465210
Centers vs family programsThe rest are programs in a provider’s home7 centers4 centers
Infant places in centersFamily programs report no age split4324
What the place is likeDescribes the two, does not rank them
BelchertownWare
Population15,35010,066
Energy3/105/10
Compact center3/106/10
Family amenities2/102/10
Culture4/105/10
Gathering places5/106/10

The tax bill is each town’s own rate on its own median 4BR, so a lower rate does not always mean a lower bill. School tiers are editorial, shown beside the state’s own MCAS figures rather than derived from them.

Prices calibrated to Zillow ZHVI and Redfin · FY2026 residential tax rates · rail leg from the MBTA timetable, drive modeled · rents are HUD FY2027 Small Area FMRs · reviewed · methodology. Never uses demographics as an input.

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